How Your Credit Score Affects You
{Get The Free Report Now}
In addition to lending institutions and credit card companies, both Employers and Insurance companies make determinations about you based on your credit score? That means that you could be paying higher insurance rates, or be passed over for that better job or promotion because your credit score is too low.
$12,924.00 or more
(See our Free "Credit Repair Kit" below for more info)
It is easy to see how low credit scores have the ability to hold a family down, and keep you from getting ahead.
The Good News - Rebuilding Your Credit
:
If you are one of the millions of Americans who have had credit problems, do not despair. Even with negative items in your credit file, such as late payments, liens, or bankruptcies, there are some things that you can do to rebuild your credit.
But you need a strategy to follow that really works.
Sometimes, increasing your credit score may only require a careful review of your credit report by a Credit Score Specialist. We have created a Credit Score Specialist Team that has been trained in how the credit scoring software works, and how to identify opportunities to raise your score. During this analysis, we may identify items that can be disputed or rearranged. Taking this action could increase your scores significantly.
In fact, by adjusting only one account!
It is our mission to help people get their credit scores to a level where they can get A+ rates on their lending. Let us put our expertise and knowledge to work for you!
:
Some seemingly positive actions to your credit file can actually
LOWER YOUR CREDIT SCORE.
Trying to improve your credit score by yourself without specific information can have the opposite effect, and cost you. And most loan officers are still incorrectly advising borrowers based on second-hand information and just plain bad advice. Many have the best intentions to help, but have failed to spend the time to research just how the scoring software works.
That is why it is so important to work with a Credit Score Specialist who has studied the scoring system, and understands the moves you can make to improve your scores, while avoiding the common mistakes. |
No Score - No Credit
Many people that have never used credit, or have stopped using credit will not have a credit score.
That is due to the inability of the computer model to find enough items to create a profile for you.
Some mortgage companies do not have programs that allow borrowers with no score to get the best rates and programs.
Here at Churchill
Mortgage, we have several ways to help borrowers with no scores and no reported credit file A+ rates!
If you think you fit this category, call us now so we can put you in touch with a loan specialist that can help you get the A+ rates you deserve!
Sometimes, increasing your credit score may only require a careful review of your credit report by a Credit Score Specialist. During this analysis, we may identify items that can be disputed or rearranged. Taking this action could increase your scores significantly.
In fact, by adjusting only one account!
Email Us
Call Us: (615) 370-8888
(Ask for Doug Walker)
|
Or you can Request Our Free Report Today and Receive:
- |
Credit Cards and Collections: How Paying Them Off Can Hurt Your Credit Score |
- |
Tips On Contacting Creditors About Derogatory Information On Your Credit Report |
- |
Tips On How To Re-establish Your Credit Rating |
- |
How To Get A+ Interest Rates With No Credit Score |
- |
Sample Dispute Letter To Use With The Major Bureaus |
- |
Glossary Of Helpful Terms Pertaining To Credit |
Get This FREE REPORT Now!
by selecting
"Credit Help" from the drop down.
For More Critical Information About Getting Preapproved
For A Home Loan, You Can:
1. Click Here to fill out our On-Line Pre-Qualification form - and a Loan Specialist will contact you back with the information you need to move forward;
2. Call us at 1-888-562-6200 and speak directly to a Loan Specialist who can help you find the right rate and program for your personal needs.
3. Schedule A Call Back Time for a Loan Specialist to contact you when it is most convenient for you.
4. Take a look at our FREE REPORTS list;
We know that educating you is the best way to serve you, and we are honored to have the opportunity to assist you when you are in need of mortgage financing. Please do not hesitate to use our services to suit your specific needs!
|
Churchill Mortgage is an Equal Housing Lender.