Credit Action Kit

Rebuilding Your Credit

Sometimes, increasing your credit score may only require a careful review of your credit report by a Credit Score Specialist. During this analysis, we may identify items that can be disputed or re-arranged. Taking this action could increase your scores significantly. In fact, by working with our credit reporting agency one customer was able to raise their score 100 points in just a few business days by adjusting only one account.

If none of these options work and you are one of the millions of Americans who have had credit problems, do not despair. Even with negative items in your credit file, such as late payments, liens, or bankruptcies, there are some things that you can do to rebuild your credit. But you need a strategy to follow that really works.

The Credit Action Kit Free Report is 10 pages full of valuable information that will help you begin getting your credit back in shape.

• Sample letter from the Federal Trade Commission to use for disputes with the major bureaus
• Tips on contacting creditors about derogatory information on your credit report
• Tips on how to re-establish your credit rating
• How you can still get A+ interest rates with No Credit Score
• Credit Cards and Collections: How Paying Them Off Can Hurt Your Credit Score
• Glossary of helpful terms pertaining to credit

By submitting this form, I/we understand Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency will receive the above information to assist in obtaining a home loan.
I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to obtain a credit report from a credit reporting agency, and to contact us regarding mortgage and insurance services and products. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan.