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Getting prequalified or preapproved for you upcoming mortgage is essential for many reasons:

1.  If you have any errors or items on your Credit Report that need to be corrected, you need to know as soon as possible. Some items can take as little as a few days, but others can take much longer.  You don't want to be waiting for the corrections to take place while the interest rates rise.  Do yourself a favor and reduce the stress in your mortgage process by getting preaproved well in advance.

2.  If you are Purchasing a home, many Sellers will not accept an offer without an accompanying Prequalification or Preapproval letter stating that you have been preapproved based on an underwriting review of your income, assets, and credit.  That could be a critical error if you find the perfect home, but have not been Preapproved, and another buyer brings an offer with a Preapproval.  

Let us help you get prepared well in advance for your Prchase or Refinance by getting preapproved through our fast underwriting system.  

We look forward to serving you!

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Churchill Mortgage is an Equal Housing Lender.