You may be wondering why Churchill Mortgage would have information about divorce on our blog.

The answer is really simple; we are in the business of helping people.  And part of that commitment involves sharing good advice and information we find so you can avoid costly mistakes in your decisions regarding real estate.

Tuesday, February 2 Churchill Mortgage partnered with Attorney and Harvard Law School graduate, Kelly Lise Murray, and held a community outreach event to educate and empower others regarding the reality of joint real estate.  Divorce does not automatically cancel or sever your joint mortgage or any joint ownership of your house.  Major mistakes are being made that are not fixable and often result in damaged credit, mortgage default, foreclosure, or event bankruptcy.

The great news is these critical mistakes are preventable. 

Kelly Lise Murray, co-founder of DivorceThisHouse.com, shared the best way to protect yourself is to get good information before you start the divorce negotiations. You need to know all the different issues that can affect the value of the property.

·         Can you get approved for a new loan?

·         Getting an Appraisal is only the first step. What 5 other actions need to be taken to correctly value the property?

·         What is a CLUES report, and how can it affect my property?

·         What is the difference between a mortgage and a deed?

·         What are the pitfalls to avoid when a “quitclaim deed” is used to transfer ownership?

·         How can my ex-spouse ruin my credit after the divorce is final, and how to avoid this possibility?

… and that is just a start.

February 23, 2010 we will be partnering once again with Kelly Lise Murray for a second Community Outreach event that will empower you to make informed decisions to protect you and your family. Whether you are divorced, thinking of divorce, are somewhere in between, or know someone going through a divorce - this Free Community Outreach event is for you.

For more information visit our special information page on our website www.lawofdivorce.com.

We're excited to officially announce that the new Churchill Mortgage website is live.  We've designed it to help people get the mortgage information they're looking for as quickly as possible whether they're looking our free mortgage reports, loan applications, or calculators. 

One new addition to the site is a great video conversation between Dave Ramsey and Churchill's founder, Mike Hardwick.  Most people don't know that Mike and Dave have known each other for a very long time and the video shows the depth of their friendship with each other.

Beyond the new Churchill website, there are several new ways to connect with Churchill. We're using Facebook, Twitter, and this blog to provide current mortgage information, reactions to news that impacts mortgages, perspectives from behind the scenes at Churchill, and personal connections to help people who have home loan needs.

We'd love to hear your feedback on the site. Thanks for checking it out.

Dave Ramsey gives his opinion about the insanity going on in Washington and how you can make a difference. 

What do you think?