Churchill Mortgage Careers and Jobs

Home Loan Specialist

We currently have Home Loan Specialist Positions available in Tupelo MS, Memphis TN, Murfreesboro TN, Brentwood TN, Mt. Juliet TN, Jackson TN, Chattanooga TN, Okemos MI, Dallas TX, Abilene TX, Corpus TX, Houston TX, Dallas/Fort Worth TX, Austin TX and Tulsa OK For all locations, please contact Brittani Hough at Brittani.Hough@EmployeeBenefitsLLC.net

Loan Officers – Is Your Company or Compensation Uncertain?

Brokers and Correspondent Lenders are finding it harder to stay in business, especially with the new 2011 financial capitalization requirements from HUD;

Banks are squeezing their loan officer’s compensation – no more overages, another restructure to the comp plan, etc.

Most loan officers are scrambling to find leads that actually close.

What Loan Officers Want:

Churchill Mortgage has been in business since 1992. We are a Correspondent lender well capitalized in advance of the HUD requirements, still maintaining broker outlets, and we are exclusively endorsed nationally by Dave Ramsey of the Dave Ramsey Show.

• Any experienced loan officer can come into our office and be making $100k plus the first year. Talk with some that are doing just that.
• We have on-site, in-house Processing, Underwriting, Closing, and Funding. Ask questions directly to the underwriter, they are in the same building.
• Our goal is a 10-day closing process that is predictable and consistent.
• We underwrite Conventional, FHA, and VA direct, in-house.
• We originate Conventional, FHA, VA, THDA, USDA, large acreage and raw land.
• We utilize paperless imaging with our Encompass 360 LOS; no more paper files or lost documents.
• Our pricing engine is integrated into our LOS so there are no rate sheets or lender sites to go to;
• We are currently the exclusive lender to have a technology platform for delivering Realtors and their clients a proven system for capturing and converting more home buyers and turning them into closings; (read that again)
• We provide exclusive Dave Ramsey Show listener web and phone leads to our loan officers, as well as other business sources; (you don’t pay for the leads)
• Our top producers work about 50-60 hours per week, and rarely any weekends;
• We have an office atmosphere like no other, based on solid ethics and the commitment to working hard for our customers and co-workers.
• We receive leads from and close loans in TN, KY, MS, AL, IN, OK, AR
• Leads 360 lead contact management – a multitude of automated email campaigns that keep you in touch with leads, purchase prequal customers, credit help, etc.
• We provide marketing support and customer database campaigns for your closed customers, personal databases, and contacts ongoing. Little needed from you to keep in touch for years.

Requirements

NMLS and TN exams passed and valid license in force (we have a fast track path for bank loan officers);
Minimum of 2 years experience as a mortgage loan officer;
Strong ability to self-manage and self-motivate; we do not micro-manage;
Strong knowledge of current compliance regulations for GFE disclosure and redisclosure;
High ethical standards that put the customer’s needs first;
Career loan officer that desires to create a long-term business and grow it each year.

Brentwood, TN

Chattanooga, TN

Georgia

Processor

We currently have Processor Positions available in Brentwood TN, and Abilene TX. For all locations, please contact Brittani Hough at Brittani.Hough@EmployeeBenefitsLLC.net

A Churchill Mortgage Processor works directly with the Borrower and Churchill's Home Loan Specialists to collect, analyze and validate information in the loan file for our Underwriting and Closing Teams. You will take ownership of the file and be solely responsible for meeting closing date, communicating with the customer, along with delivering in a timely manner, a high quality, compliant and saleable loan. You'll be given a faith based environment to work in, cutting-edge tools, such as Encompass 360, and a customized training program.

Our focus is on our Core Values. We demand integrity, high performance and overall excellence!

WHAT WE'RE LOOKING FOR..

We want people passionate about mortgages and love customer service. We want someone who is organized, self-motivated, performs with excellence and has a smile on their face.

1. Are you fun and enjoy people?
2. Do you have world class customer service skills?
3. Are you self-motivated to exceed goals?
4. Can you work in a team environment and still take ownership in a file?
5. Can you balance deadlines with guidelines and excellence?
6. Do you have 5 years of recent mortgage Processing or Underwriting experience?
7. Have you processed FHA/VA/THDA and RD loans?
8. Do you understand tax returns and calculate self-employment income?
9. Do you know the difference between an 1120S and Schedule C?
10. Do you know the top 7 things to look for on a title report?
11. Are you computer savvy? (Not just turning it on and off.)
12. And most importantly, do your personal values match Churchill's Core Values?

Go to http://www.Churchillmortgage.com/ and see for yourself.

If you've answered yes to all the above, please send us your resume and references. We'd love to talk with you!

WHO WE DON'T WANT:

1. If you're attitude is referred to as "Debbie Downer"..
2. If your goal in life is to appear with Snookie on Jersey Shore...
3. If you live the phrase "Drama, Drama, Drama"...
4. Or if you just want a J-O-B rather than a finding a professional H-O-M-E..

Brentwood, TN

Abilene, TX

Churchill Mortgage Corporation Processor

• Prepare mortgage loan file by reviewing loan application; clarifying or obtaining additional information.
• Confirms mortgage loan application information by mailing verification forms; contacting verification sources.
• Validate loans in automated underwriting systems including DU or LP and submit to Underwriting in required time frames
• Ensure accurate, complete, and timely loan data on processing system
• Review exception reports to ensure all tasks are completed and Loan is on target to meet Closing Expectations
• Proactive communication of loan status to the borrower and the Loan Originator
• Requirements:
• Must possess a positive attitude and be flexible in an environment that is moving forward. Must be a team player and be willing to constructively contribute to the department.

• Continue to strive and grow as a professional through education, reading, interaction with other professionals and leaders
• Provide a generally "upbeat and go-get-it attitude" that encourages my teammates and all co-workers that I interact with.

• Must be experienced in automated underwriting. To include Fannie/Freddie (CONV/FHA/VA/RD)
• Applicant must be detailed oriented and be able to multi task

• Must possess excellent written and verbal communication skills
• Must possess excellent computer skills
• Must be able to task prioritize in order to meet closing deadlines
• Must be trustworthy and have strong work ethics

Houston, TX

Online Business Manager

Churchill Mortgage is uniquely blessed to be the only mortgage company Dave Ramsey endorses nationwide, and we have established a solid reputation of ethical customer service since we started in 1992.

As we continue our growth nationwide, we are in immediate need of a talented marketing professional that can help us facilitate and grow. The online Business Manager will report directly to the Vice President of Sales and Marketing. This individual will be responsible for executing and managing all of our online business projects to completion. You will work directly with senior management as well as the marketing director and be responsible for project management, as well as presenting reports to the management team regularly. The OBM will must have a passion for tracking and measuring visitor activities through analytics, and will be expected to propose changes, enhancements, or new pages/assets to improve our online results. The OBM will be expected to work without constant oversight and achieve set goals for project completion.

Qualifications:

• Proficient in HTML coding, programming, CSS, php, C#
• Proficient with asp.net programming and .net framework
• Experience with online database programming, MySQL
• Experienced project manager who can manage several projects to completion
• Experienced in working independently and reporting to senior management
• Experienced in SEO and landing page optimization with examples of successes
• Experience with video on the web, compression and rendering of video, and installing video players on websites (not Youtube embeds)
• Experience with Google Analytics or similar analytics tool
• Passionate about testing new ideas on the web
• Passionate about tracking results, measuring and analyzing visitor activities and proposing changes or new online assets to capitalize on findings
• Excellent communication skills, both verbal and written

Please send resume to: jm@churchillmortgage.com or fax to 1-253-595-9818

Mortgage Post Closer/Shipper

• The primary responsibilities include working in a Post Closing team environment to help clear Investor conditions, shipping loan files to investors and notes to our warehouse banks.
• Review Investor suspense reports daily, initiate action and thorough follow-up until funded by Investor.
• Assist in following up on final documents from attorneys and send to Investors.

Requirements:

• Must possess a positive attitude and be flexible in a fast-paced environment that is moving forward and constantly changing.
• Must be a team player and be willing to constructively contribute to the department.
• Must be experienced and familiar with all closing and origination docs.
• Applicant must be detail-oriented and be able to multi task.
• 1-2 years experience in the mortgage business required.
• Must possess excellent communication skills.
• Must be able to prioritize tasks in order to meet deadlines.
• Must be trustworthy and have a strong work ethic.

Brentwood, TN

Mortgage Compliance Assistant

Primary Duties and Responsibilities:

• Assist in preparing State Audit response
• Review updates to federal and state regulations to determine impact and propose required process changes
• Review Quality Control Audit responses and propose required process changes.
• Run Fair Lending reports to determine possible disparities
• Prepare quarterly reports for state regulatory bodies
• Oversee HMDA reporting including review of loan data to ensure accurate reporting, compilation and submission of annual HMDA Report
• Assist in Change Circumstance Review during high volume periods
• Other duties as may be assigned

Knowledge and Skills:

• Strong analytical skills
• Detail Oriented
• Excellent written and oral communication skills
• Ability to assume, coordinate, and perform responsibilities with minimal supervision.
• Ability to deal professionally in busy work environment
• Ability to deal with upper management required

Job Requirements:

• 1-3 years experience in Mortgage Lending
• Experience in Mortgage Compliance, Regulations and Quality Control a plus
• BachelorÕs degree preferred
• Proficiency with Microsoft Office, particularly Excel, required

Brentwood, TN