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Refinancing Handbook

There are many "lifesaving" tips people have thrown you to help you determine the right time to refinance your home.

You may have heard such "Rules Of Thumb" like:

- "The interest rate on the new loan must be at least two percent less than the old loan"

OR

- "If your loan is less than two years old, you shouldn't refinance now."

Neither one of these statements is entirely correct, and it can be extremely difficult to receive unbiased and accurate information about the refinancing decision and process.

It is our desire to offer you a clear, concise guide to help you get rescued from that sea of refinancing confusion. Because there is more information than can be properly formatted on a web page, we have created a report that is designed to provide unbiased information that will help you make an educated decision about whether or not to refinance your home mortgage.

In This Report, We Will Answer Such Questions As:

  • Q: When Should I Refinance my Home Mortgage?
  • Q: What Refinancing Myths Do I Need to Watch Out For?
  • Q: Is A Lower Monthly Payment The Yardstick To Use For Making The Best Decision?
  • Q: What Factors Do I Need To Consider When Deciding To Refinance?
  • Q: What Is Involved When You Refinance?
  • Q: What If I Have Credit Issues?
Refinancing Handbook
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By submitting this form, I/we understand Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency will receive the above information to assist in obtaining a home loan.
I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to obtain a credit report from a credit reporting agency, and to contact us regarding mortgage and insurance services and products. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan.