Refinancing your home can and should be a fun, exciting experience. However, it can also be very confusing if you have never refinanced a home before. For this reason, it is important to get as much information about everyone and everything involved in the process.
Eliminating much of the guesswork can make you much more informed, so your home refinance can be a joyful experience. It has been said that there are two primary ways that we learn: one is by personal experience, and the other is by listening to the experiences of others. When it comes to your finances, home, and family, most people would choose to learn from the experiences of others.
Every day, homeowners make costly mistakes during the refinance process.
- Overestimating home’s value
- Unaware of the changes to loan qualifying guidelines
- Assuming you will get the super low advertised interest rates
- Unaware of your Credit Score and its impact on qualifying
- Focusing on payment instead of the long-term savings strategy
To help you keep your sanity (and your cash), we have created many resources to help you become more educated about the refinance process and avoid the mistakes that others have made before you.
Call Monday-Friday and discuss your needs with a Specialist: 1-888-562-6200
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What Our Customers Are Saying
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"I want to Thank both of you (Bill Thomas and Kathy) for our new home!!!!!..... but even more importantly the ease in dealing with Churchill mortgage. You both were very informative and patient with us as we went though the purchasing process. Even though we were not first time home buyers, dealing with you all was refreshing compared to our bank we had been dealing with - and the ridiculous interest rate they offered.
The day of the closing was so relaxing, my parents came up from Florida. Their best friends (who we purchased the home from and are Dave Ramsey Fans also) were with us and we all were having coffee and donuts and closed right there in our new house. Wow!
"I look forward to listening to Dave Ramsey during my work day and never thought that I would need to use Churchill Mortgage but I did and could not be more pleased. Thanks again for the ease in purchasing a home that I have loved since I was a teenager."
God Bless,
Debi and Allen B. - Louisville, KY Click to view Next Testimonial >>
"I have to tell you, I am very impressed. Dave Ramsey referred me to Churchill and the experience is more than I expected. Even though the Loan Officer, Stephanie Christian, could have tried to sell us a high interest loan, she didn't. Instead she advised us to pay down some debt and take care of some dings on our credit so we can get a much better interest rate later on. For the first time in my life I received advice, geared towards the best interests of my family, from a mortgage company no doubt! We weren't denied, we were informed how to create a better situation and more options for ourselves. I will definitely use your company for our mortgage once we get better prepared. Thank you!"
--B. Wilkerson
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"I am very impressed with Les Clayton and Churchill Mortgage. The entire refi process was actually a pleasure due to the FAST service and High Quality professionalism demonstrated by Les. He is an asset to your company."
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M. Lewis, MS
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