Updated Sept. 1, 2010
"Should I Refinance My Mortgage?"
This is a question many people are asking right now due to interest
rates that are at all-time lows.
But there are some key things to consider before refinancing.
Here are a few questions to ask yourself:
- What is my goal in a refinance?
Are you wanting a lower monthly payment? Do you want to shorten the term? Do you want to drop your mortgage insurance?
Having a clear goal in mind will help your Loan Specialist put the best plan together.
- How long will I be in the home?
Having an idea of how long you will be in the home can determine if the refinance makes sense. Closing costs have to be recouped
before savings kick in. If you plan on being in the home long enough to recoup the costs, then a refinance may make sense.
But there is much more to know before answering the question, "Should I Refinance?"
It is our desire to offer you a clear, concise guide to help you get rescued from that sea of
refinancing confusion. Because there is more information than can be properly formatted on a web page,
we have created a report that is designed to provide unbiased information that will help you make an
educated decision about whether or not to refinance your home mortgage.
Read the Free Report and then give us a call or apply online to have someone contact you.
In this report, we will answer the following questions:
Q: When should I refinance my mortgage?
Q: What refinancing myths should I watch out for?
Q: Is a lower monthly payment the best way to make my decision?
Q: What factors do I need to consider before refinancing?
Q: What is involved in a refinance?
Q: What if I have credit issues?
Get the Free Report here!