Get a Loan You'll Love

Apply Now
Tina Christein

Tina Christein

NMLS ID: 152960; Company NMLS ID: 1591; ( Click here for full licensing

Home Loan Specialist


Simplify the way you find your next home with the private HomeScout® mobile app.

Download HomeScout®

VIP Code:4237857381


Shop for your Home with Confidence

How do you stand out from other buyers without a cash offer? Get the competitive edge you need in today’s housing market and become a Churchill Certified Homebuyer. You’ll increase your negotiation power and get your offer accepted faster.

Get Certified Today!

What I Believe

“ With the heart of a teacher, we believe educating and mentoring our customers empowers them to achieve the dream of homeownership. Our commitment through each transaction is availability, reliability, and honesty with every party involved! ”

Let's work together!

About Me

I got my start in the Mortgage Industry in 1994.  Since that time, I have endured quite a few ups-and-downs in the industry, and this experience has given me invaluable knowledge of market trends, changing interest rates, and appropriate Mortgage products.  Clients are appreciative of my extensive experience as I strive to make the process as pain-free as possible.

There are plenty of loan programs out there, and every program will not work for every client.  I pride myself on being able to match programs with client needs and, ultimately, on delivering the program.  After identifying the program, I am focused on closing for the customer - quick and clean.  My referral business has really blossomed over the past 5 years (that's during significant uncertainty), which I consider to be the strongest testament to my abilities.  Many of my customers have become good friends through the years.

In addition to being a loan officer and a mortgage banker, I am the Branch Manager.  I stay involved in the Real Estate community by maintaining memberships in the Chattanooga Womens Council of Realtors and the Tennessee Association of Mortgage Professionals.

Customer Testimonials

Popular Tools & Resources


Home Buyer Starter Kit

Whether you’re looking to buy a home right now or home buying is part of your future, use this Starter Kit that shares 10 easy steps to make the process as simple as possible.

Get Your Free Guide

Refinancing Starter Kit

Refinancing can be a vital step in paying off your home loan early. We’ve put together a toolkit to help get you started and to help you understand what to expect along the way.

Get Your Free Guide


Mortgage Calculators

Run the numbers to find out how much you can save by refinancing your home loan or what your payments will be for your new home with these quick and easy mortgage calculators.

Crunch Some Numbers!

Popular Articles

We work hard to make sure you have up-to-date information so you can make a smart financial decision when it comes to your mortgage. Check out some of our most popular articles.



Download the HomeScout® App!

When you're searching for homes online, do you ever worry that you're missing out on the newest listings? With HomeScout® you’ll get free access to:

  • 100% local and nationwide listings
  • Ad-free, secure search. Your personal information is never sold
  • Faster updates than public search sites

Download Homescout

Tina Christein NMLS ID: 152960; Company NMLS ID: 1591 (; Branch ID: 366125; AL-57569; GA-28885 ; KY-MC321294 ; TN-104003; 1510 Gunbarrel Road Suite 400, Chattanooga, TN 37421 Tel: 423-899-6898; All other states, Churchill Mortgage Corporation