The Mortgage Process
Getting a mortgage can be a daunting process, especially if you’re a first-time home buyer.
That’s why at Churchill we emphasize communication. To make sure you feel confident through all stages of your mortgage experience, your Home Loan Specialist will work with you to build a mortgage plan that guides you on your home loan journey.
Here’s an easy-to-understand view of the home loan process.* *If you’re refinancing, start with Step 2: Processing.
Application, Pre-Approval, finding a home, getting a contract on the home, getting a loan estimate.
3rd party services (i.e., appraisal), surveys, inspections, gathering documents, asset verification, employment verification.
Your loan goes through underwriting for final approval. Once all conditions are approved, the underwriter issues the Clear to Close.
The underwriter issues final approval, processes closing disclosures, schedules closing, completes closing, and funds the loan.
Get in touch
Call us at 888-562-6200, Email us, or Request A Call