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Build a brighter future with a smarter mortgage plan.

Loan Officer Profile Picture

Your Home Loan Expert

Kraig Spence

Home Loan Specialist | NMLS: 5675

★ 4.96/5 - 4.96 Reviews

Kraig's Cell: 443-812-0883

kraig.spence@churchillmortgage.com

5950 Symphony Woods Rd, #408, Columbia, MD 21044

Proudly Serving: Colorado, District of Columbia, Florida, Maryland, North Carolina, Nebraska, Ohio, Virginia, Washington, New Jersey, South Carolina, Delaware, Pennsylvania, Tennessee, West Virginia, Georgia

Reviews Calculator Resources

30,000+

Reviews

4.84

Avg. Rating

Score: 5.0
gold stargold stargold stargold stargold star

Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
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$1,234.00 Monthly Payment
Principal & Interest: $1,234.00
Est. Taxes: $1,234.00
Estimated Insurance: $1,234.00
About Kraig:

Kraig Spence is a highly experienced Mortgage Loan Officer with 24 years of expertise in helping his clients secure the financing they need to purchase or refinance their homes. He is perennially acknowledged across the industry as a top 1% originator in the country. With expert knowledge in many different types of financing, Kraig is committed to providing personalized mortgage solutions that best fit each client’s financial situation. Kraig has a proven track record of guiding clients through the mortgage process with professionalism, transparency, and care. He strives to make the loan process smooth and stress-free, ensuring each borrower understands their options at every step. Kraig is also a highly experienced real estate investor and leverages his deep understanding as a unique asset for his clients looking to generate wealth through real estate. In addition to his mortgage experience, Kraig holds a bachelor’s degree in organizational communications from University of Central Florida. Outside of work Kraig enjoys giving back to his community and family, and spending time with his wife, Jean, and their 2 daughters: Kaila and Sophia.

Kraig David Spence NMLS ID: 5675; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch NMLS ID #1181668; CO–100021986, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; DC-MLO5675; DE-MLO-5675; FL-LO4968; GA-5675, under company license GA-23146; MD–18308; NC-I-143989; NE-NE5675; NJ-Mortgage Loan Originator, licensed by the N.J. Department of Banking and Insurance; OH-MLO-OH.5675 under company license OH-RM.850178.000; PA-110611, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; SC-MLO - 5675; TN-5675; VA-MLO-4761VA, Churchill Mortgage Corporation of TN; WA-MLO-5675; WV-LO-5675; 5950 Symphony Woods Rd #408, Columbia, MD 21044 Tel: 410-730-1411; All other states, Churchill Mortgage Corporation
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As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.

Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender - ©2020 All Rights Reserved. Programs are for select loan types only and are not available in all states or locations. Privacy Policy NMLS Consumer Access Licensing

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All mortgage products, services, rates, terms, eligibility decisions, and lending activities are offered and administered solely by Churchill Mortgage Corporation. BRIGHT-FM, Brighter Media Group, and Peter & John Ministries do not originate, broker, underwrite, approve, fund, or service mortgage loans and are not responsible for Churchill Mortgage Corporation’s products, services, representations, or lending decisions.