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Your Home Loan Expert

Fernando Zapiain

Home Loan Specialist

NMLS ID: 270739 ; Company NMLS ID: 1591;
(www.nmlsconsumeraccess.org)

★ 4.96/5 - 4.96 Reviews

Mobile: 209-380-5151

Fax: 209-921-2550

fernando.zapiain@churchillmortgage.com

330 E Main Street Turlock, California 95380

Proudly Serving: California

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30,000+

Reviews

4.84

Avg. Rating

Score: 5.0
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Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2022
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Jan 12, 2024
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Feb 8, 2023
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Dec 30, 2023
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Regardless of your starting point, I commit to provide you expert mortgage advice, get you on the smartest path to homeownership, and ultimately, help you reach your financial goals.

Calculator Resources
$1,234.00 Monthly Payment
Principal & Interest: $1,234.00
Est. Taxes: $1,234.00
Estimated Insurance: $1,234.00
About Fernando:

Coming from a family of successful business owners and legal professionals, Fernando was raised with the tools, mindset, and drive to build a meaningful career in business. Born and raised in Long Beach, California, Fernando spent his early years immersed in the vibrant culture of Southern California—frequenting the beach, exploring Los Angeles, and gaining early exposure to the entertainment industry through his family’s involvement in television, print, and media. Eager to chart his own path, Fernando enlisted in the United States Marine Corps in 1995, where he received specialized training in various armed weapons and machine-gun equipment. Following his service, he began his college studies in Long Beach and went on to work as a paralegal at a law firm—an experience that sharpened his attention to detail and commitment to excellence. In 2004, Fernando transitioned to Central California and launched his career as a licensed Realtor. His passion for helping others and deepening his understanding of the real estate and financial markets soon led him to mortgage lending. Today, he is proud to serve as a Loan Officer—bringing together years of experience in real estate, law, and finance to provide compassionate, informed, and reliable service to every client. Clear communication and client education are the foundation of Fernando’s approach. He believes every borrower deserves to understand their options and feel confident in their decisions. He also embraces technology and remote collaboration, allowing him to work seamlessly with clients across California—whether in Southern or Northern regions—without compromising service or professionalism. Above all, Fernando is committed to meeting each client with the dedication and guidance needed to achieve their financial goals and homeownership dreams.

Fernando Zapiain Jr NMLS ID: 270739; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch ID: 2369953; CA-CA-DFPI270739, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; 330 E Main Street, Turlock, CA 95380; Churchill Mortgage Corporation   TEXAS CONSUMERS: MORE INFO | 

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.

Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender - ©2020 All Rights Reserved. Programs are for select loan types only and are not available in all states or locations. Privacy Policy NMLS Consumer Access Licensing