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Loan Officer Profile Picture

Your Home Loan Expert

Kim Ray

Home Loan Specialist

Kim Ray NMLS ID: 1314698 ; Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

★ 4.96/5 - 4.96 Reviews

Office: 425-233-8965

Mobile: 206-403-0146

kim.ray@churchillmortgage.com

Proudly Serving: Arizona, Oregon, Washington, Alaska

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Honest advice. Happy homeowners.

I'm here to help you build a clear mortgage plan so you can win in any market with the right strategy.

I’ve built my business on simple truths: treating people right and helping my customers buy or refinance with confidence. My reviews from past customers tell the story of families who felt taken care of, and I’d love for you to feel that way too.

So, whether it’s your first home or your forever one, I’m here to help.

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30,000+

Reviews

4.84

Avg. Rating

Score: 5.0
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Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
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$1,234.00 Monthly Payment
Principal & Interest: $1,234.00
Est. Taxes: $1,234.00
Estimated Insurance: $1,234.00
About Kim:

Kim Ray is a seasoned Mortgage Loan Officer with 20 years of experience helping clients secure financing for home purchases and refinances. Specializing in new construction, FHA, VA, conventional, and residential loans, she provides tailored mortgage solutions designed to meet each client’s unique financial goals. With a strong track record serving clients across the Pacific Northwest, Kim is known for making the loan process smooth, clear, and stress-free. Outside of work, she enjoys spending time with family, golfing, and playing at the beach.

Kimberly Gaye Ray NMLS ID: 1314698; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org): AZ BK# 0926494; Branch ID: 2646298; AK-AKMLO-1314698; AZ-LO-1029450; OR- Mortgage Loan Originator License; WA-MLO-1314698; 1285 Storm King Ave SW, Ocean Shores, WA 98569; Churchill Mortgage Corporation
  TEXAS CONSUMERS: MORE INFO | 

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.

Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender - ©2020 All Rights Reserved. Programs are for select loan types only and are not available in all states or locations. Privacy Policy NMLS Consumer Access Licensing