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Debbie Schmidt

NMLS ID: 201144 ; Company NMLS ID: 1591 ; (
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Home Loan Specialist | Serving States: AZ, CA, IA, IL


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VIP Code: 6029991982


What I Believe

“I believe in educating our customers, delivering excellent customer service and challenging home owners to strive toward the ultimate American Dream of debt free home ownership. I believe everyone needs a professional mortgage coach in life. Our education and coaching transforms families and their financial futures by us helping them in this way. We deliver real change that people appreciate. We believe in having the heart of a teacher, just as Dave Ramsey teaches. The greatest reward I can receive is hearing from a customer what a difference our service makes, including when a customer has paid off their home or is moving forward in doing that.”

Let's work together!

About Me

I have been in the loan industry for the past 14 years and enjoy helping customers to meet their goals, whether purchasing or refinance their mortgage. We have a great team who delivers exceptional service to our customers time and time again. Every person and family that trusts me with their home purchase or refinance deserves the very best I can give. On a personal level, I was born and raised in Northern California. My family moved to Phoenix, AZ in 1990 where I met my wonderful husband. We have two wonderful children, 1 boy and 1 girl, who keep us very busy with school and other activities.

Customer Testimonials

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Popular Tools & Resources


Home Buyer Starter Kit

Whether you’re looking to buy a home right now or home buying is part of your future, use this Starter Kit that shares 10 easy steps to make the process as simple as possible.

Get Your Free Guide

Refinancing Starter Kit

Refinancing can be a vital step in paying off your home loan early. We’ve put together a toolkit to help get you started and to help you understand what to expect along the way.

Get Your Free Guide


Mortgage Calculators

Run the numbers to find out how much you can save by refinancing your home loan or what your payments will be for your new home with these quick and easy mortgage calculators.

Crunch Some Numbers!

Debra Renee Schmidt NMLS ID: 201144; Company NMLS ID: 1591 (; AZ BK# 0926494; Branch ID: 1198480; AZ-0911875, CA-CA-DBO201144, Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; IA-28396; IL-031.0059298, Illinois Residential Mortgage Licensee, Department of Financial and Professional Regulation; 11201 N Tatum Blvd Ste 115, Phoenix, AZ 85028-6036; All other states, Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender. Texas Consumers: More Info