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Erik Spencer

NMLS ID: 187020 ; Company NMLS ID: 1591 ; (
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Senior Mortgage Advisor


Simplify the way you find your next home with the private HomeScout® mobile app.

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VIP Code: 7038015569


What I Believe

“Since peoples homes are often their biggest asset and their biggest liability, their choice to have mortgage debt or not has a dramatic impact on their financial and non-financial lives. Because of this, I believe that I am uniquely positioned as a mortgage professional to provide impactful, life changing consultation and service to the people I touch in both my professional and personal circles. I do this by assessing peoples lives much like a financial planner would, with their life goals in mind first. We then work backwards from those ideas to craft the best long term financial strategies possible around their real estate to help achieve those life goals. In doing this, I use the most cutting edge software presentation tools available in the industry to provide a full visual record of the available solutions and strategies. My clients can then confidently and comfortably choose the best strategy for themselves and their families. I feel that my relationship with my clients is a true partnership. Because of this, my obligation to my clients life goals doesn't end with a mortgage closing, so I engage with my clients in between transactions with impactful analysis of their current situations on an ongoing basis. This approach has proven itself over and over again through my 15 years as a mortgage professional as I continue to watch the thousands of clients I have served achieve the dreams and goals we originally talked about in our very first consultation.”

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Customer Testimonials

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Erik Gaylord Spencer NMLS ID: 187020; Company NMLS ID: 1591 (; Branch ID: 134213; DC-MLO187020; FL-LO22062 ; MD-0017190; NC-I-156940, Churchill Mortgage Corporation of TN; VA-MLO-183VA , Churchill Mortgage Corporation of TN; 505 Huntmar Park Drive, Suite 250, Herndon, Virginia 20170 Tel: 703-481-2291; All other states, Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender.