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Les Clayton

NMLS ID: 37752 ; Company NMLS ID: 1591 ; (
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Home Loan Specialist | Serving States: AL, IN, KS, KY, MO, MS, OK, PA, TN


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VIP Code: 6155781141


What I Believe

“I believe the mortgage process should be easy and painless. I also believe in setting up my borrowers on a path to debt-free home ownership. I am currently on the path to becoming debt-free, so I know how frustrating it can be. Each dollar counts toward the ultimate debt-free goal and I will make sure to set you up on a path to success with as little stress as possible. Churchill Mortgage shares the same core values and beliefs as Dave Ramsey. Our beliefs partnered with my hard work and dedication make me a perfect partner for your next mortgage.  I know its stressful to take on so much debt. Things have to be handled quickly and efficiently. The key is anticipation and getting everything we need up front.  By asking for things only once, we can get you into your dream home faster.  As you know in life, things never happen as we plan. Having a strong plan and a confident and knowledgeable loan officer is the best thing to have in a situation where the unexpected happens.”

Let's work together!

About Me

Buying a home makes many of the "Top Ten Lists" of life's most stressful events, but it also can be one of life's most rewarding. As a Home Loan Specialist at Churchill, I bring 18 years of experience in helping home buyers find the right mortgage for their specific situation with the best loan programs possible. We specialize in Mortgages ONLY and we are an A+ Better Business Bureau rated company that Dave Ramsey has exclusively endorsed for 23 years. We will compare different loan programs with their advantages and disadvantages by placing them side-by-side for your review so you can make the most informed decision. Then when you decide, I will walk you through each step of the mortgage and home buying process and make the process simple to understand. I've had the privilege of helping some of the same satisfied clients multiple times and regularly receive referrals from friends and family of my customers. I would like to put these services to work for you.

Customer Testimonials

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Popular Tools & Resources


Home Buyer Starter Kit

Whether you’re looking to buy a home right now or home buying is part of your future, use this Starter Kit that shares 10 easy steps to make the process as simple as possible.

Get Your Free Guide

Refinancing Starter Kit

Refinancing can be a vital step in paying off your home loan early. We’ve put together a toolkit to help get you started and to help you understand what to expect along the way.

Get Your Free Guide


Mortgage Calculators

Run the numbers to find out how much you can save by refinancing your home loan or what your payments will be for your new home with these quick and easy mortgage calculators.

Crunch Some Numbers!

Leslie Ray Clayton NMLS ID: 37752; Company NMLS ID: 1591 (; AL–50014; IN–13400; KS-LO.0028469, Kansas Licensed Mortgage Company; KY–12684; MO-7869-MLO, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; MS–37752; OK–MLO02458; PA- 61037, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; SD-MLO.04861; TN–105622; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender. Texas Consumers: More Info