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Matt Ricci

NMLS ID: 54786 ; Company NMLS ID: 1591 ; (
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Home Loan Specialist | Serving States: FL, MA, NC, NH, NJ, RI



What I Believe

“Over 15 years of experience in residential lending has provided me the expert level of knowledge clients value. With me you will always find trust you can stand on, transparency to detail you can rely on, and customer service that is second to none. I am a strong advocate of debt free home-ownership and have helped thousands of clients on their journey to this end goal. Whether it is to purchase your first home, your next home, or to refinance your current home, myself and Churchill Mortgage will care to earn your loyalty - and will always - understand your specific position over anything else.”

Let's work together!

About Me

I have been the "go to referral" for clients, friends, family, Dave Ramsey listeners, and financial service professionals alike - give me a call day or night -and find out why!

Trust, Transparency, and Service

I am a father of 2 beautiful children, husband to my best friend and wife, and a golf and football enthusiast. I hold a Bachelor of Science in Mechanical Engineering with a Minor in Mathematics from the University of Hartford and I am actively completing my MBA at Bryant University. My unique education and sales background combination allows me to create a user experience that is resetting the industry standard. I will always be motivated to provide you, your family, and your friends the most advantageous loan products and exceptional customer service.

Customer Testimonials

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Popular Tools & Resources


Home Buyer Starter Kit

Whether you’re looking to buy a home right now or home buying is part of your future, use this Starter Kit that shares 10 easy steps to make the process as simple as possible.

Get Your Free Guide

Refinancing Starter Kit

Refinancing can be a vital step in paying off your home loan early. We’ve put together a toolkit to help get you started and to help you understand what to expect along the way.

Get Your Free Guide


Mortgage Calculators

Run the numbers to find out how much you can save by refinancing your home loan or what your payments will be for your new home with these quick and easy mortgage calculators.

Crunch Some Numbers!

Matthew Louis Ricci NMLS ID: 54786; Company NMLS ID: 1591 (; Branch NMLS ID # 1828948; FL-LO61430; MA-MLO54786; NC-I-189169; NH-Licensed by the New Hampshire Banking Department, 54786; NJ-0804714, licensed by the N.J. Department of Banking and Insurance; RI-Mortgage Loan Originator License, Licensed under Rhode Island Licensed Lender License; 63 Sockanosset Cross Rd., Ste 2A OFC 7, Cranston, RI 02920-5557, Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender. Texas Consumers: More Info