main navigation hamburger menu icon

The Mortgage That Gives You More

Apply Now
 
Michael Ham profile picture

Michael Ham

NMLS ID: 174605 ; Company NMLS ID: 1591 ; (www.nmlsconsumeraccess.org)
See full licensing

Home Loan Specialist

Email
michael.ham@churchillmortgage.com

Simplify the way you find your next home with the private HomeScout® mobile app.

Apple App Store Button Google Play Store Button

VIP Code: 6157675124

 

What I Believe

“With the heart of a teacher, we believe educating and mentoring our customers empowers them to achieve the dream of home ownership. Our commitment through each   transaction is availability, reliability, and honesty with every party involved!”

Let's work together!

About Me

I started in the mortgage industry in January 2005 and I have been at Churchill since April 2009. Prior to that, I was a stay-at-home dad for a year and a half. Prior to being a stay-at-home dad, I managed a 911 center. My time working in a 911 center taught me to be empathetic no matter the circumstance. My time as a stay-at-home dad taught me that no one works harder and sacrifices more than a full-time parent.

Customer Testimonials

Connect With An Expert!

Complete the form below and one of our local Home Loan Specialists will get in touch!

By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy.

You also expressly consent to having Churchill Mortgage and any of our mortgage partners contact you about your inquiry via text message or phone. This includes but isn’t limited to an automatic phone dialing system or an artificial and/or pre-recorded voice by ways of the residential and/or cellular phone number you provided (even if that specific phone number is on a corporate, state, or national Do Not Call Registry). You do not have to agree to receive such calls or text messages as a condition of receiving services from Churchill Mortgage. In addition, by communicating with us via phone, you consent to calls being recorded and monitored. If you’d like to receive daily texts, you agree to receive 25 messages per month. For weekly text alerts, you will receive 10 messages per month. Mobile terms: Email and Mobile Policy. Text message and data may apply. Reply HELP for help. Reply STOP to 615-488-4941 to cancel.

Popular Tools & Resources

 
 

Home Buyer Starter Kit

Whether you’re looking to buy a home right now or home buying is part of your future, use this Starter Kit that shares 10 easy steps to make the process as simple as possible.

Get Your Free Guide

Refinancing Starter Kit

Refinancing can be a vital step in paying off your home loan early. We’ve put together a toolkit to help get you started and to help you understand what to expect along the way.

Get Your Free Guide

 
 
 
 

Mortgage Calculators

Run the numbers to find out how much you can save by refinancing your home loan or what your payments will be for your new home with these quick and easy mortgage calculators.

Crunch Some Numbers!

Michael Vance Ham NMLS ID: 174605; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AZ BK# 0926494; AL-50031 ; AR-104582 615-370-8888; AZ BK# 0926494; Branch ID: 1198480; AZ-0927934 ; CA-CA-DBO174605, Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; 333 S. Anita Drive, Ste 995 Orange, CA 92868-3320; FL-LO21537; GA-40242 ; IN-13393; KY-MC24343; MS-174605; OH-LO.048939.000 & MLO.048939.000 under company license OH-MBMB.850178.000 & SM.501828.000; TN-105627; VA-MLO-27071VA , Churchill Mortgage Corporation of TN; 761 Old Hickory Blvd. Ste 400, Brentwood, TN 37027 Tel: 888-562-6200; All other states, Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender.