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Michelle Palmer

NMLS ID: 190150 ; Company NMLS ID: 1591 ; (
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Home Loan Specialist | Serving States: CO, FL, MD, VA, WA, WV


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VIP Code: 7032090633


What I Believe

“I believe in helping my customers achieve debt free homeownership in an efficient manner with clear communication throughout the entire process. Every loan is important and deserves to close on time. My commitment to you is honesty, reliability, and accountability.”

Let's work together!

About Me

I live near my relatives so we can stay close. The drive is longer but the rewards far outweigh the time on the road. I am blessed with wonderful parents and a brilliant brother. And I spend as much time as possible with my supportive husband of 17 years, our beautiful 14 year old daughter Olivia and her four-legged 'daughter' Chloe a 10 pound Shi Tzu. I started my career in the mortgage field in 2000. It's hard to believe that it has been over 10 years. I have never looked back. It is very rewarding to be able to help my wonderful clients achieve their financial goals. And to do so, I need to be aware of the most recent loan programs and guidelines, have the ability to divert potential road blocks (learned thru time and experience) and advise you based on your needs - not mine. This allows me to learn daily and make the goals and dreams into reality for my clients. What is better than that.

Customer Testimonials

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Departamento de Vivienda y Desarrollo Urbano de EE. UU. (HUD, siglas en inglés), al (800) 569-4287, o en línea, para la Protección Financiera del Consumidor (CFPB, siglas en inglés), al (855) 411-2372, o en línea,

Popular Tools & Resources


Home Buyer Starter Kit

Whether you’re looking to buy a home right now or home buying is part of your future, use this Starter Kit that shares 10 easy steps to make the process as simple as possible.

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Refinancing Starter Kit

Refinancing can be a vital step in paying off your home loan early. We’ve put together a toolkit to help get you started and to help you understand what to expect along the way.

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Run the numbers to find out how much you can save by refinancing your home loan or what your payments will be for your new home with these quick and easy mortgage calculators.

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Michelle E Palmer NMLS ID: 190150; Company NMLS ID: 1591 (; Branch NMLS ID # 1288998; CO–100031941 , Churchill Mortgage Corporation, 44 Cavendish Way, Falling Waters, WV 25419-1459, Regulated by the Division of Real Estate; FL-LO914; MD–17719; VA-MLO-611VA , Churchill Mortgage Corporation of TN; WA-MLO-190150; WV-LO-38848; 44 Cavendish Way, Falling Waters, WV 25419-1459, Tel: 703-481-2291; All other states, Churchill Mortgage Corporation Churchill Mortgage is an Equal Housing Lender. Texas Consumers: More Info