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Oray Nicolai

Home Loan Specialist

NMLS ID: 510006 ; Company NMLS ID: 1591; (www.nmlsconsumeraccess.org) See full licensing

Proudly Serving: Colorado, District of Columbia, Florida, Maryland, Virginia





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You can also get in contact with us at 888-562-6200.

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By submitting this form, I/we agree to your Privacy Policy Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.

What My Customers Are Saying...

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"With the heart of a teacher, we believe educating and mentoring our customers empowers them to achieve the dream of homeownership. Our commitment through each transaction is availability, reliability, and honesty with every party involved!"

I am a 46 year veteran of the Mortgage Industry! I have always strived to treat each and every customer as if were myself applying for the financing. In 1974 I attended my first loan closing. This is a practice I have followed throughout my career.
Churchill & the Ramsey Show
What is Certified Home Buyer?

Oray Nicolai NMLS ID: 510006; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); CO–100516051, Churchill Mortgage Corporation, 3745 NE 171ST ST APT 77, North Miami Beach, FL 33160-3087, Regulated by the Division of Real Estate; DC -MLO510006; FL-LO36265; MD–26-30143; VA-MLO-15667VA, Churchill Mortgage Corporation of TN; Tel: 888-562-6200; All other states, Churchill Mortgage Corporation