<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1955936548054264&amp;ev=PageView&amp;noscript=1">
fall neighborhood
Loan Office Profile Picture

Your Home Loan Expert

Kraig Spence

Home Loan Specialist

NMLS ID: 5675 ; Company NMLS ID: 1591;
(www.nmlsconsumeraccess.org)

★ 4.96/5 - 4.96 Reviews

Office: 443-812-0883

Fax: 410-246-4646

kraig.spence@churchillmortgage.com

7120 Minstrel Way, Suite 206A, Columbia, MD 21045

Proudly Serving: Colorado, District of Columbia, Florida, Maryland, North Carolina, Nebraska, Ohio, Virginia, Washington, New Jersey, South Carolina, Delaware, Pennsylvania, Tennessee

image/svg+xml Refer a Friend Leave a Google Review

Customer Reviews checkmark


30,000+

Reviews

4.84

Avg. Rating

Score: 5.0
gold stargold stargold stargold stargold star

Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2022
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Jan 12, 2024
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Feb 8, 2023
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Dec 30, 2023
Show More Reviews

Regardless of your starting point, I commit to provide you expert mortgage advice, get you on the smartest path to homeownership, and ultimately, help you reach your financial goals.

Calculator Resources
$1,234.00 Monthly Payment
Principal & Interest: $1,234.00
Est. Taxes: $1,234.00
Estimated Insurance: $1,234.00
About Kraig:

Kraig Spence is a highly experienced Mortgage Loan Officer with 24 years of expertise in helping his clients secure the financing they need to purchase or refinance their homes. He is perennially acknowledged across the industry as a top 1% originator in the country. With expert knowledge in many different types of financing, Kraig is committed to providing personalized mortgage solutions that best fit each client’s financial situation. Kraig has a proven track record of guiding clients through the mortgage process with professionalism, transparency, and care. He strives to make the loan process smooth and stress-free, ensuring each borrower understands their options at every step. Kraig is also a highly experienced real estate investor and leverages his deep understanding as a unique asset for his clients looking to generate wealth through real estate. In addition to his mortgage experience, Kraig holds a bachelor’s degree in organizational communications from University of Central Florida. Outside of work Kraig enjoys giving back to his community and family, and spending time with his wife, Jean, and their 2 daughters: Kaila and Sophia.

Kraig David Spence NMLS ID: 5675; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch NMLS ID #1181668; CO–100021986, Churchill Mortgage Corporation, 7120 MINSTREL WAY STE 206A Columbia, MD 21045, Regulated by the Division of Real Estate; DC-MLO5675; DE-MLO-5675; FL-LO4968; MD–18308; NC-I-143989; NE-NE5675; NJ-Mortgage Loan Originator, licensed by the N.J. Department of Banking and Insurance; OH-MLO-OH.5675 under company license OH-RM.850178.000; PA-110611, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; SC-MLO - 5675; TN-5675; VA-MLO-4761VA, Churchill Mortgage Corporation of TN; WA-MLO-5675; 7120 Minstrel Way, Columbia, MD 21045-5292 Tel: 410-730-1411; All other states, Churchill Mortgage Corporation   TEXAS CONSUMERS: MORE INFO | 

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.

Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender - ©2020 All Rights Reserved. Programs are for select loan types only and are not available in all states or locations. Privacy Policy NMLS Consumer Access Licensing