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Your Home Loan Expert

Michelle Ham

Home Loan Specialist

NMLS ID: 1908186 ; Company NMLS ID: 1591;
(www.nmlsconsumeraccess.org)

★ 4.96/5 - 4.96 Reviews

Office: 972-362-0622

michelle.ham@churchillmortgage.com

12222 Merit Drive, Ste. 1850, Dallas TX 75251

Proudly Serving: Texas, Colorado, Missouri, Arkansas, North Carolina

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30,000+

Reviews

4.84

Avg. Rating

Score: 5.0
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Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2022
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Jan 12, 2024
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Feb 8, 2023
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Dec 30, 2023
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Regardless of your starting point, I commit to provide you expert mortgage advice, get you on the smartest path to homeownership, and ultimately, help you reach your financial goals.

Calculator Resources
$1,234.00 Monthly Payment
Principal & Interest: $1,234.00
Est. Taxes: $1,234.00
Estimated Insurance: $1,234.00
About Michelle:

Michelle Ham is an experienced Mortgage Loan Officer with 12 years of expertise in helping individuals and families secure the financing they need to purchase or refinance their homes. With a strong background in residential loans, jumbo, FHA, VA, and conventional financing. She is committed to providing personalized mortgage solutions that best fit each client’s financial situation. Having worked with first-time homebuyers and seasoned investors alike, Michelle has a proven track record of guiding clients through the mortgage process with professionalism, transparency, and care. She strives to make the loan process smooth and stress-free, ensuring each borrower understands their options at every step. In addition to her experience in the mortgage industry, Michelle holds her NMLS license and a degree in Biology from Baylor University. Outside of work, she enjoys spending time with her husband and their 4 kids, playing pickleball, investing in their local church, or exploring local coffee shops.

Michelle Lee Ham NMLS ID: 1908186; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch ID: 206172; AR-1908186; CO-100528631, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; MO-1908186, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; NC-I-229529, under dba Churchill Mortgage Corporation of TN; OH-MLO-OH.1908186 under company license OH-RM.850178.000; TX-Churchill Mortgage Corporation; 12222 Merit Dr., Ste. 1850, Dallas, TX 75251-3223; Tel: 214-540-4966; All other states, Churchill Mortgage Corporation   TEXAS CONSUMERS: MORE INFO | 

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.

Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender - ©2020 All Rights Reserved. Programs are for select loan types only and are not available in all states or locations. Privacy Policy NMLS Consumer Access Licensing