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Your Home Loan Expert

Mike Ognissanti

Branch Manager

NMLS ID: 236053 ; Company NMLS ID: 1591;
(www.nmlsconsumeraccess.org)

★ 4.96/5 - 4.96 Reviews

Mobile: 916-765-6457

Fax: 916-710-8310

mike.ognissanti@churchillmortgage.com

1013 Galleria Blvd Ste 280 Roseville, California 95678

Proudly Serving: Florida, Missouri, Virginia, Tennessee, California, Texas, Kansas, South Carolina, Oklahoma, Idaho, Michigan, Minnesota, Alabama, Wisconsin, Montana, Alaska

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Customer Reviews checkmark


30,000+

Reviews

4.84

Avg. Rating

Score: 5.0
gold stargold stargold stargold stargold star

Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2022
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Jan 12, 2024
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Feb 8, 2023
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Dec 30, 2023
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Regardless of your starting point, I commit to provide you expert mortgage advice, get you on the smartest path to homeownership, and ultimately, help you reach your financial goals.

Calculator Resources
$1,234.00 Monthly Payment
Principal & Interest: $1,234.00
Est. Taxes: $1,234.00
Estimated Insurance: $1,234.00
About Mike:

Mike Ognissanti is a seasoned mortgage professional with over 30 years of experience in the mortgage banking industry. He currently serves as the Branch Manager at Churchill Mortgage in Roseville, California, where he leads a team dedicated to helping families and individuals achieve the dream of homeownership with confidence and clarity. Licensed in multiple states — including California, Texas, Florida, and Virginia—and holding NMLS ID #236053, Mike has built his reputation on trust, responsiveness, and delivering straightforward solutions in a process that can feel overwhelming. His clients consistently praise his ability to simplify complex financing, his quick follow-up, and his unwavering commitment to putting their best interests first. With an impressive 4.96/5 average customer rating, Mike is known for treating clients like family. What truly sets Mike apart is his heart. Whether he's guiding a first-time homebuyer, helping a family relocate, or assisting a veteran through a VA loan, Mike brings genuine care, patience, and professionalism to every conversation. He believes that buying a home is more than a transaction — it's a life milestone — and he's honored to walk alongside his clients on that journey. Outside of work, Mike is a proud husband, father, and community advocate. He enjoys mentoring new professionals, collaborating with real estate partners, and giving back through programs like Homes for Heroes and community events in the greater Placer County area. To connect with Mike or learn more about how he can support your home financing goals, visit his Churchill Mortgage profile or LinkedIn page.

Michael A Ognissanti NMLS ID: 236053; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch ID: 2516981; AK-AKMLO-236053; AL-236053; CA-CA-DFPI236053, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; FL-LO104719; ID-MLO-2080236053; KS-LO.0051847, Kansas Licensed Mortgage Company; MI-236053; MN-MN-MLO-236053; MO-236053, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; MT-236053; NC-212662, under dba Churchill Mortgage Corporation of TN; OK-MLO33336; SC-MLO - 236053; TN-236053; TX-SML Mortgage Loan Originator; VA-MLO-67088VA, Churchill Mortgage Corporation of TN; WI-236053; 1013 Galleria Blvd Ste 280, Roseville, CA 95678-1366; All other states, Churchill Mortgage Corporation   TEXAS CONSUMERS: MORE INFO | 

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.

Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender - ©2020 All Rights Reserved. Programs are for select loan types only and are not available in all states or locations. Privacy Policy NMLS Consumer Access Licensing