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Pam Thomas

Home Loan Specialist

NMLS ID: 135278 ; Company NMLS ID: 1591; (www.nmlsconsumeraccess.org) See full licensing

Proudly Serving: Indiana, Kentucky, Michigan, Mississippi, Tennessee







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I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.

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Customer Reviews

Trusted by home buyers across the nation to do what's right.


Avg. Rating

Score: 5.0

Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2021
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Aug 24, 2021
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Aug 24, 2021
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Aug 25, 2021

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"I treat and coach each customer as I would want to be treated. Being honest and upfront is critical in obtaining and retaining trust. When my clients think of me, I want them to know I have their best interest at heart. My goal is to lead them to debt-free home ownership long before 30 years. Over the 19 years I have been with Churchill Mortgage, I have had numerous calls telling me their mortgage is gone - They are debt-free!! One guy actually called and thanked me for telling him he needed to sell his motorcycle and buy the house on a 15-year mortgage. After taking my advice, he paid his mortgage in just 10 years!"

I started in the mortgage business in 1988. I am dating myself! I worked for a large bank in Michigan. In 1990, we relocated to Tennessee and I became a stay at home mom for our three daughters. While sitting in the pickup line after school, I listened to this guy on the radio giving people his financial advice and also heard a Churchill Mortgage commercial. I was shopping for a mortgage for our new home in Murfreesboro, TN, so I called Churchill and Mike Hardwick answered the phone. We talked and he said it sounded as if I had some mortgage background. He asked if I wanted to come work for him! I told him I would want to work when my youngest daughter started school. He held me to that and in 1997 I reluctantly went into Churchill Mortgage for an interview to possibly re-enter the workforce. I have been here ever since!! We relocated back to Michigan in 2004 and I continue to work with many of the same customers, in the same capacity. I’m honored to add customers daily, due to the referrals I receive. I have been happily married my husband, Vince, for 26 years. We have three daughters and are the luckiest people to be called Grandma and Papa by three grandchildren. I do miss the south very much, but it is so wonderful to live near all of our family again in Michigan! In the past two and a half years I have reclaimed my health. I was headed down a path of constant hospital stays, doctor visits and a grave outlook for my future. I was morbidly obese! I started my weight loss journey in March of 2014. To date, I have lost 138 pounds and have remained stable for the past year. Not a single day goes by that I don’t exercise. Don’t ever allow the fear of doing something prevent you from doing it! I am living proof that it can be done and the end results are always so worth the hard work.
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What is Certified Home Buyer?

Pamela Ann Thomas NMLS ID: 135278; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); IN-32124; KY-MC24089; MI-135278 ; MS-135278; TN–105490; Tel: 888-562-6200; 1641 South Milford Rd, Suite C-106, Highland, MI 48357, All other states, Churchill Mortgage Corporation