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Teresa Lott

Home Loan Specialist

NMLS ID: 451263 ; Company NMLS ID: 1591; (www.nmlsconsumeraccess.org) See full licensing

Proudly Serving: Alabama, California, Florida, Georgia, Indiana, Kentucky, Minnesota, Nebraska, Oklahoma, Pennsylvania, Tennessee, Texas







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I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.

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Customer Reviews

Trusted by home buyers across the nation to do what's right.




Avg. Rating

Score: 5.0

Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2022
Score: 5.0

The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Jan 12, 2023
Score: 5.0

This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Feb 8, 2023
Score: 5.0

Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Dec 30, 2022

Free Mortgage Resources

"I thank God every day for the passion Ive had in my heart for the real estate and mortgage industry since 1979.  Ive been in all aspects of this business, as a realtor and an on-site sales agent for one of the top builders in the US. For the past 30 years, Ive been a Home Loan Specialist. I will give you my expert advice and knowledge and I will answer your questions along the way.  I take customer service seriously and will give you a WOW experience."

I was born and raised in the state of Texas and moved to Nashville 11 years ago. I have a beautiful new home out in the country in College Grove, TN. I have two crazy black cats, J. R. & Jet, that are spoiled rotten. As George Strait sings ”All my exes (family) live in Texas.” I love to dance, play golf, bowl and travel.
Churchill & the Ramsey Show
What is Certified Home Buyer?

Teresa Ann Lott NMLS ID: 451263; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AL-55254; CA-CA-DBO451263, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans, 333 S. Anita Drive, Ste 825 Orange, CA 92868-3320; FL-LO82915; GA-44311, under company license GA-23146; IN-20244; KY-MC94002 ; MN-MN-MLO-451263; NE-NE451263; OK-MLO11469 ; PA- 59782, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; TN–111862; TX-Churchill Mortgage Corporation; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel: 888-562-6200; All other states, Churchill Mortgage Corporation   TEXAS CONSUMERS: MORE INFO