---
title: Will Pendergraft
description: "Will Pendergraft is an experienced Mortgage Loan Officer with 15 years of expertise in helping individuals and families secure the financing they need to purchase or refinance their homes. With a strong background in Conventional, FHA and VA loans, he is committed to providing personalized mortgage solutions that best fit each client’s financial situation.
Having worked with first-time homebuyers and seasoned investors across organizations like Churchill Mortgage and PNC Mortgage, Will has a proven track record of guiding clients through the mortgage process with professionalism, transparency, and care. He will strive to make the loan process smooth and stress-free, ensuring each borrower understands their options at every step.
In addition to Will’s experience in the mortgage industry, he holds an NMLS license, has a background in retirement planning, is a proud Veteran of the US Navy and holds a Bachelor of Arts in Business Administration. Outside of work, Will enjoys family time, golf, health and fitness and is an avid Jacksonville Jaguars fan."
image: https://www.churchillmortgage.com/hubfs/images/headshots/loan-officers/Will%20Pendergraft1.png
---

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