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Protect Yourself from Fluctuating Rates

As you’re looking for a new home, we know you want the lowest possible interest rate on your mortgage. Who wouldn’t? There’s nothing more frustrating than having your interest rate go up before you close on your loan. No need to lay awake at night wondering what the market will do. You can now protect yourself from the fluctuating interest rates with Churchill’s Rate Secured program.

Here's how it works:

  • Secure a low interest rate at no cost
  • Lock your rate for up to 90 days while you shop for a home
  • Reset the rate for another 90 days if you don’t find a home in the initial 90-day period
  • If rates go up, your rate stays the same. If rates go down, you get the lower rate

"With today’s fluctuating rates, buyers are more hesitant to enter the market and are cautious to make a change. Through Churchill’s Rate Secured program, we empower you to make a solid plan and feel more confident by eliminating surprises – all of which helps ensure a smarter mortgage process and much better experience than with other lenders.”
- Mike Hardwick, Founder & President of Churchill Mortgage

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*In the initial 90-day period, Rate Secured is available on 30-year conventional conforming loans and high-balance fixed-rate loans. It is not available on investment property home loans or no score (zero credit score) loans.

*The Certified Home Buyer and Rate Secured programs are not available at all locations.

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By submitting this form, I/we agree to your Privacy Policy Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.

- Es probable que su transacción de préstamo hipotecario suceda en inglés. Por medio de esta pregunta, solicitamos información para determinar si existen comunicaciones disponibles a su servicio, en su idioma preferido. Sírvase tener en cuenta: posiblemente NO hay comunicaciones disponibles en su idioma preferido.

Su respuesta NO afectará de forma negativa su solicitud hipotecaria. Su respuesta no quiere decir que el prestamista u otros participantes de préstamos hipotecarios acuerdan en comunicarse o proveerle documentos en su idioma preferido. Sin embargo, puede que les permita ayudarle o dirigirlo a otras personas que puedan colaborarle.

Puede que los servicios de asistencia linguística y recursos estén disponibles a través de agencias de orientación en relación a viviendas, aprobadas por el Departamento de Vivienda y Desarrollo Urbano de EE. UU. Para ubicar una agencia de orientación en tema de viviendas, comuníquese con una de las siguientes agencias federales gubernamentales:

Departamento de Vivienda y Desarrollo Urbano de EE. UU. (HUD, siglas en inglés), al (800) 569-4287, o en línea, www.hud.gov/counseling

Oficina para la Protección Financiera del Consumidor (CFPB, siglas en inglés), al (855) 411-2372, o en línea, www.consumerfinance.gov/find-a-housing-counselor.