100% Employee Owned Company

On average, a Churchill Home Loan Specialist gains the benefit of an additional 20-35 points* on their annual income, thanks to the Employee Stock Ownership Plan and Deferred Compensation.

* This figure is based on historical performance during 2013 - 2021, accounts for accrued annual income, and is not guaranteed income.
** Each Deferred Compensation contribution pays out after a 5-year period. This scenario assumes deferred compensation is reinvested, and displays the total accrued balance of benefits and income.
We treat customers like family, not a file. By investing in our client relationships and our communities, our goal is to leave people better for the encounter and to guide them with the heart of a teacher.
Faith-based, integrity-first
Meet Michael Brown, one of America's top producers at over $200 milllion per year , on why Churchill has been his home for over 15 years.
Six reasons top loan officers choose Churchill - and stay for the long haul
Every teammate shares in the success they help create through our ESOP program - established in 2013.
Our culture is built around relationships - with clients, communities, and each other.
Local processing, underwriting, and closing teams that move at the speed of your pipeline.
In-house creative, personalized campaigns, and ready-to-send materials for clients and partners.
Develop into the next generation of industry leaders with mentorship from the best in the business.
Three decades navigating every market with integrity, transparency, and steady growth.

Churchill Mortgage is one of the first privately-owned mortgage companies to offer an Employee Stock Ownership Program (ESOP).
Established in 2013 by founder, president, and CEO, Mike Hardwick, the ESOP gives all current and future Churchill Mortgage employees 100% ownership of the company in the form of company stock.


“I decided to come to Churchill Mortgage primarily for its leadership and track history with navigating many different cycles. Their leadership is top of its class. Waking up every day knowing that we are working with some of the top industry leaders is very comforting as we go about our day.”
Andrew Wagner | Branch Manager, MD
“Churchill Mortgage has a tremendous foundation in regard to what they’ve done with their platforms and by leveraging technology. I truly believe that Churchill sits in a very advantageous position for future growth.”
Kelly Lee | SVP of National Production

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws
ensuring all potential borrowers have access to the same information, services, and opportunities
throughout the home loan process.
Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender.
Programs are for select loan types only and are not available in all states or locations.
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