<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1955936548054264&amp;ev=PageView&amp;noscript=1">

JOIN THE TEAM

100% Employee Owned Company

2026-Recruiting-Social-Proof-Banner
recruiter profile image

Philip Rodriguez
National Talent Acquisition Manager

956-207-1931

philip.rodriguez@churchillmortgage.com

cancel

DEDICATED OPERATIONS TEAMS TO SUPPORT SALES

At Churchill, we understand that a fast and smooth closing process is our best marketing tool with both customers and business partners.

As part of a sales team, we know you need the confidence to go out into the marketplace with absolute confidence that your Operations team is focused on your success—which helps everyone succeed!

Bottom line: We win business because we have an outstanding Operations team who’s focused on empowering our Home Loan Specialists with a consistently reliable closing experience for every single home loan. 

Operations is the #1 Source of Referrals. A consistently reliable closing experience is the best tool we can provide for our sales teams to grow.

Matt Clarke
Chief Operations Officer
matt-clarke-cutout

LOAN PRODUCTS

Churchill Mortgage is a mortgage banker and servicer with a wide option of loan products available, including broker options for the situations that require it.

We take pride in our No Score Loan Program, offering a resource for home buyers who do not have credit scores.

rect-products-splash

Conventional Loan Products

  • 100% Gift Funds
  • Cash-out Refi TX (a)(6)
  • Family Opportunity
  • High Balance
  • HomeOne
  • Home Possible/Home Possible Advantage
  • HomeReady
  • No Score
  • Manufactured Homes
  • Rate Secured
  • Refi Now
  • Second Home and Investment Properties
  • Temporary Buydowns

Government Loan Programs

  • 203h Disaster Victim
  • 203k - Rehabilitation
  • FHA Loan Programs
  • FHA Good Neighbor Next Door
  • FHA High Balance
  • FHA Manufactured Housing
  • FHA Streamline
  • FHA Temporary Buydowns
  • FHA, VA, and USDA No Score
  • VA Loan Programs
  • VA 100% Financing
  • VA High Balance
  • VA IRRRL
  • VA Manufactured Housing

Specialty Loan Programs

  • Bridge Loan
  • Condotel
  • DPA Conventional
  • DPA Government
  • Extended Rate Cap
  • HELOC (Broker Only)
  • ITIN program/Foreign National
  • Medical Professional ARM Program
  • Reverse (Home Equity Conversion Mortgage)
  • Rural Living and Hobby Farm Property Type
  • TX Bridge Loan

Business / Investor Loan Programs

  • Blanket Mortgage (DSCR)
  • DSCR (Debit Service Coverage Ratio)*
  • Loans in an LLC
  • Multi-Family 5-8 Units (DSCR)

Construction Loan Programs

  • Conventional, FHA, VA Construction to Perm (One-Time Close)
  • Jumbo Construction to Perm (Two-Time Close)
  • Land/Lots
  • Renovation

Non-Conforming Loan Programs

  • ARM Programs Non-Conforming & Conforming Loan Limits
  • Delegated Jumbo
  • Non-Delegated Jumbo

Non-QM Loan Programs

  • 1-Year 1099
  • 1 Year Profit & Loss Statement
  • 40 Year Interest Only
  • Asset Utilization
  • Bank Statement(Up to 90% Expense Ratio)
  • Business Bank Statement
  • DSCR (Up to 4 Units)*
  • Non-warrantable Condo
  • Personal bank Statement

No Score Loan Programs 

  • No Score - Conventional
  • No Score - Conventional
  • No Score - FHA
  • No Score - VA
  • No Score - USDA

“We give our sales teams the confidence to go out into the marketplace knowing that your Operations team is focused on your success.”

Michael Brown
Sr. Home Loan Specialist 
michael-brown