Yes. Being self-employed doesn’t prevent you from buying a home or refinancing. Depending on your situation, there may be alternative ways to document income and qualify for a mortgage using business tax returns, 1099s, bank statements, or other income documentation.

What to Remember:

• Traditional mortgages aren’t always a good fit for everyone. There are home loan solutions that work with non-traditional income.
• Self-employed home buyers need to provide documentation to show consistent income, that your business is stable, and that you have a strong credit history.
• There are many mortgage options available for business owners, freelancers, contractors, and entrepreneurs. The key is finding the right loan strategy for your situation.