---
title: Jay Garvens
description: "With 25 years of experience in the mortgage industry, Jay Garvens is a seasoned Mortgage Loan Officer dedicated to helping clients secure financing for home purchases and refinances. He specializes in VA, FHA, Conventional, and non-conventional loans, providing personalized mortgage solutions tailored to each client’s financial goals.
Jay has built a strong reputation working with both first-time homebuyers and seasoned real estate investors. Known for making the loan process smooth, clear, and stress-free, he prioritizes transparency and education throughout every step.
In addition to his mortgage expertise, Jay has been empowering clients and listeners for over 13 years through his weekly radio show and podcast, “The Jay Garvens Show.” He has personally helped hundreds of individuals build and finance real estate investment portfolios to generate residual income. Outside of work, Jay actively manages his own real estate portfolio to secure financial stability for his family.
Garvens Group of Churchill Mortgage has continued to help clients navigate the loan process. Jay also educates his radio listeners on a weekly basis with the “Jay Garvens Show” on KRDO 105.5FM. You can tune in every Saturday at 8:00 AM MTN time.
Our mission is simple: To offer you a competitively priced mortgage product with excellent service through a local team. We are licensed in CO, FL, MO, MT, NM, OK, SC, SD, TN, AND TX.
Jay’s experienced team offers extensive knowledge and expert advice on a complete range of home loan products. From first homes to investment properties, purchase to refinance. We will find the financial solution that’s right for you. No matter what your present situation or future goals, we’ll work to set you on the right track."
image: https://www.churchillmortgage.com/hubfs/images/headshots/loan-officers/Jay-Garvens.png
---
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# Jay Garvens
Home Loan Specialist | [ NMLS: 368259](https://www.churchillmortgage.com/license/jay-garvens#license)
---
Jay Alan Garvens NMLS ID: 368259; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); CO-100012861, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; FL-LO52697; TN-368259; TX-SML Mortgage Loan Originator; UT-13397960; 307 S. Cascade Avenue, Colorado Springs, CO 80903, Churchill Mortgage Corporation
Churchill Mortgage Corporation, NMLS ID# 1591, is an Equal Housing Lender.
1149 Mallory Lane, Suite 100, Brentwood, TN 37027 All Other States: [Licensing](https://www.churchillmortgage.com/licensing) For licensing information go to: [www.nmlsconsumeraccess.org](https://www.nmlsconsumeraccess.org)
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For more information, please visit: [www.churchillmortgage.com](https://www.churchillmortgage.com/license/www.churchillmortgage.com)
As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws
ensuring all potential borrowers have access to the same information, services, and opportunities
throughout the home loan process.
Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender.
Programs are for select loan types only and are not available in all states or locations.
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