--- title: Mike Ognissanti description: "Mike Ognissanti is a seasoned mortgage professional with over 30 years of experience in the mortgage banking industry. He currently serves as the Branch Manager at Churchill Mortgage in Roseville, California, where he leads a team dedicated to helping families and individuals achieve the dream of homeownership with confidence and clarity. Licensed in multiple states — including California, Texas, Florida, and Virginia—and holding NMLS ID #236053, Mike has built his reputation on trust, responsiveness, and delivering straightforward solutions in a process that can feel overwhelming. His clients consistently praise his ability to simplify complex financing, his quick follow-up, and his unwavering commitment to putting their best interests first. With an impressive 4.96/5 average customer rating, Mike is known for treating clients like family. What truly sets Mike apart is his heart. Whether he's guiding a first-time homebuyer, helping a family relocate, or assisting a veteran through a VA loan, Mike brings genuine care, patience, and professionalism to every conversation. He believes that buying a home is more than a transaction — it's a life milestone — and he's honored to walk alongside his clients on that journey. Outside of work, Mike is a proud husband, father, and community advocate. He enjoys mentoring new professionals, collaborating with real estate partners, and giving back through programs like Homes for Heroes and community events in the greater Placer County area. To connect with Mike or learn more about how he can support your home financing goals, visit his Churchill Mortgage profile or LinkedIn page." image: https://www.churchillmortgage.com/hubfs/images/headshots/loan-officers/Ognissanti%2c%20Mike.jpg --- [![churchill logo in navigation bar](https://www.churchillmortgage.com/hubfs/images/logos/logo.svg) ](https://www.churchillmortgage.com) [888-562-6200 ](tel:888-562-6200) [Get Started!](https://www.churchillmortgage.com/get-started) - [Buy a Home](https://www.churchillmortgage.com/buy-a-home) - [Refinance](https://www.churchillmortgage.com/home-refinance) - [Calculators](https://www.churchillmortgage.com/calculators) [Mortgage Payment Calculator](https://www.churchillmortgage.com/Calculators/Monthly-Payment-Calculator) [How Much Can I Afford?](https://www.churchillmortgage.com/how-much-house-can-i-afford) [Rate Buydown Calculator](https://www.churchillmortgage.com/calculators/buydown-cost-calculator) [Refinance Calculator](https://www.churchillmortgage.com/calculators/refinance-break-even-calculator) - [Loan Programs](https://www.churchillmortgage.com/loan-programs) [Make Your Offer Competitive](https://www.churchillmortgage.com/home-buyer-edge) [Certified Home Buyer](https://www.churchillmortgage.com/certified-homebuyer) [$10K Seller Guarantee](https://www.churchillmortgage.com/seller-guarantee) [Secure Your Interest Rate](https://www.churchillmortgage.com/rate-secured) - [Resources](https://www.churchillmortgage.com/resources) [Frequently Asked Questions](https://www.churchillmortgage.com/faq) [Blog Articles](https://www.churchillmortgage.com/articles) [eBooks & Guides](https://www.churchillmortgage.com/ebooks) [Conventional Loans](https://www.churchillmortgage.com/loan-programs/conventional) [FHA Home Loans](https://www.churchillmortgage.com/loan-programs/government) [VA Home Loans](https://www.churchillmortgage.com/loan-programs/government) [No Score Home Loans](https://www.churchillmortgage.com/loan-programs/no-score) [All Loan Options](https://www.churchillmortgage.com/loan-programs) [Video Library](https://www.churchillmortgage.com/videos) - [Find A Loan Officer](https://www.churchillmortgage.com/loan-officers) - [MyChurchill Login](https://churchill.mychurchill.com/sign-in) - [Loan Servicing](https://www.churchillmortgage.com/loan-servicing-center) - [Join the Churchill Team!](https://www.churchillmortgage.com/careers) [Get Started!](https://www.churchillmortgage.com/get-started) [Call 888-562-6200](tel:888-562-6200) [Find a Loan Officer ](https://www.churchillmortgage.com/loan-officers) [Loan Servicing ](https://www.churchillmortgage.com/loan-servicing-center) [MyChurchill Login ](https://churchill.mychurchill.com/sign-in) # Mike Ognissanti Branch Manager |   [ NMLS: 236053](https://www.churchillmortgage.com/license/mike-ognissanti#license) --- Michael A Ognissanti NMLS ID: 236053; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch ID: 2516981; AK-AKMLO-236053; AL-236053; CA-CA-DFPI236053, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; CO-100544537, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; FL-LO104719; ID-MLO-2080236053; KS-LO.0051847, Kansas Licensed Mortgage Company; MI-236053; MN-MN-MLO-236053; MO-236053, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; MT-236053; NC-212662, under dba Churchill Mortgage Corporation of TN; OH-MLO-OH.236053 under company license OH-RM.850178.000; OK-MLO33336; SC-MLO - 236053; TN-236053; TX-SML Mortgage Loan Originator; VA-MLO-67088VA, Churchill Mortgage Corporation of TN; WI-236053; 1013 Galleria Blvd Ste 280, Roseville, CA 95678-1366; All other states, Churchill Mortgage Corporation Churchill Mortgage Corporation, NMLS ID# 1591, is an Equal Housing Lender.  1149 Mallory Lane, Suite 100, Brentwood, TN 37027 All Other States: [Licensing](https://www.churchillmortgage.com/licensing) For licensing information go to: [www.nmlsconsumeraccess.org](https://www.nmlsconsumeraccess.org) We are vitally concerned with your privacy on the internet. You have received this email as a Churchill Mortgage customer or subscriber. [Privacy Policy](https://www.churchillmortgage.com/privacy)   For more information, please visit: [www.churchillmortgage.com](https://www.churchillmortgage.com/license/www.churchillmortgage.com) As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process. Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender. Programs are for select loan types only and are not available in all states or locations. © 2020 All Rights Reserved For Licensing Information Go To: [ NMLS Consumer Access](http://www.nmlsconsumeraccess.org/) [Licensing](https://www.churchillmortgage.com/Licensing) [Privacy](https://www.churchillmortgage.com/Privacy) ![](https://arttrk.com/pixel/?ad_log=referer&action=purchase&pixid=17ecd3f1-495d-4132-be10-f862c5d18380)