--- title: Tim Powell description: In today's fast paced, ever-changing world realizing the dream of home ownership could become a frustrating and daunting task if you're not working with a trusted mortgage professional. Since 2003, Tim has worked with hundreds of individuals and families to help them avoid the unwanted pitfalls and frustrations in buying a home. By successfully educating and guiding his clients, he has helped many navigate their way through the maze of today's credit and lending environment. The youngest of six children and married with two small children of his own, Tim knows what it is to work hard and desire the best for a family. He has always adhered to the Golden Rule in his practice by producing stellar customer service and treating others as they want to be treated. Tim also believes in bringing a complete customer service experience to anyone he works with, whether if they qualify for a mortgage loan or not. He works with his client's, side-by-side, to walk each individual through the entire loan process, from pre-qualification to loan closure. For those unable to qualify for a mortgage he provides credit mentoring and coaching until they are able to pre-qualify. First-time and seasoned home buyers alike enjoy working with Tim. His experience has brought a vast knowledge of mortgage programs and products. No matter if the home is a fixer upper, a move-in ready or something in between, Tim works to select the right type of mortgage to meet each client's specific need. Whether you're choosing to purchase your first home, up-sizing, down-sizing, or just want the perfect vacation get-a-away, choose Tim for ALL your mortgage needs. His experience, customer service and vast knowledge of products and programs truly make him your one-stop shop. image: https://www.churchillmortgage.com/hubfs/images/headshots/loan-officers/Tim-Powell.jpg --- [![churchill logo in navigation bar](https://www.churchillmortgage.com/hubfs/images/logos/logo.svg) ](https://www.churchillmortgage.com) [888-562-6200 ](tel:888-562-6200) [Get Started!](https://www.churchillmortgage.com/get-started) - [Buy a Home](https://www.churchillmortgage.com/buy-a-home) - [Refinance](https://www.churchillmortgage.com/home-refinance) - [Calculators](https://www.churchillmortgage.com/calculators) [Mortgage Payment Calculator](https://www.churchillmortgage.com/Calculators/Monthly-Payment-Calculator) [How Much Can I Afford?](https://www.churchillmortgage.com/how-much-house-can-i-afford) [Rate Buydown Calculator](https://www.churchillmortgage.com/calculators/buydown-cost-calculator) [Refinance Calculator](https://www.churchillmortgage.com/calculators/refinance-break-even-calculator) - [Loan Programs](https://www.churchillmortgage.com/loan-programs) [Make Your Offer Competitive](https://www.churchillmortgage.com/home-buyer-edge) [Certified Home Buyer](https://www.churchillmortgage.com/certified-homebuyer) [$10K Seller Guarantee](https://www.churchillmortgage.com/seller-guarantee) [Secure Your Interest Rate](https://www.churchillmortgage.com/rate-secured) - [Resources](https://www.churchillmortgage.com/resources) [Frequently Asked Questions](https://www.churchillmortgage.com/faq) [Blog Articles](https://www.churchillmortgage.com/articles) [eBooks & Guides](https://www.churchillmortgage.com/ebooks) [Conventional Loans](https://www.churchillmortgage.com/loan-programs/conventional) [FHA Home Loans](https://www.churchillmortgage.com/loan-programs/government) [VA Home Loans](https://www.churchillmortgage.com/loan-programs/government) [No Score Home Loans](https://www.churchillmortgage.com/loan-programs/no-score) [All Loan Options](https://www.churchillmortgage.com/loan-programs) [Video Library](https://www.churchillmortgage.com/videos) - [Find A Loan Officer](https://www.churchillmortgage.com/loan-officers) - [MyChurchill Login](https://churchill.mychurchill.com/sign-in) - [Loan Servicing](https://www.churchillmortgage.com/loan-servicing-center) - [Join the Churchill Team!](https://www.churchillmortgage.com/careers) [Get Started!](https://www.churchillmortgage.com/get-started) [Call 888-562-6200](tel:888-562-6200) [Find a Loan Officer ](https://www.churchillmortgage.com/loan-officers) [Loan Servicing ](https://www.churchillmortgage.com/loan-servicing-center) [MyChurchill Login ](https://churchill.mychurchill.com/sign-in) # Tim Powell Home Loan Specialist |   [ NMLS: 136749](https://www.churchillmortgage.com/license/tim-powell#license) --- Timothy Wayne Powell NMLS ID: 136749; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch NMLS ID # 1897257; AZ BK# 0926494; AR-127375; AZ-LO-2010855; CA-CA-DBO136749, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; CO-100525690, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; DE-MLO-136749; FL-LO57739; GA-136749, under company license GA-23146; IA-50314; IL-031.0074084, Illinois Residential Mortgage Licensee, Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, Bureau of Residential Finance, 555 West Monroe Street, 5th Floor, Chicago, Illinois 60661, All Inquiries: 1-888-473-4858, TYY: 1-866-325-4949, Website: https://idfpr.illinois.gov; IN-13259; KS-LO.0051556, Kansas Licensed Mortgage Company; LA-Mortgage Originator License; MA-MLO136749, under Massachusetts Mortgage Lender License MC1591; ME-Mortgage Loan Originator; MI-136749; MO-MO-136749, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; ND-NDMLO136749; NE- Nebraska Mortgage Loan Originator License; NC-I-183242; NV-Mortgage Loan Originator License; OH-MLO.019500.000, under company license OH-RM.850178.000; OK-MLO20932; SC-MLO - 136749; SD-MLO.08132; TN-190127; TX-Churchill Mortgage Corporation; VA-MLO-39627VA, Churchill Mortgage Corporation of TN; WA-MLO-136749; WI-136749; 836 S 11th Street, Decatur, IN 46733-3402; All other states, Churchill Mortgage Corporation; For licensing information go to: www.nmlsconsumeraccess.org Churchill Mortgage Corporation, NMLS ID# 1591, is an Equal Housing Lender.  1149 Mallory Lane, Suite 100, Brentwood, TN 37027 All Other States: [Licensing](https://www.churchillmortgage.com/licensing) For licensing information go to: [www.nmlsconsumeraccess.org](https://www.nmlsconsumeraccess.org) We are vitally concerned with your privacy on the internet. 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