--- title: Tina Christein description: I got my start in the Mortgage Industry in 1994. Since that time, I have endured quite a few ups-and-downs in the industry, and this experience has given me invaluable knowledge of market trends, changing interest rates, and appropriate Mortgage products. Clients are appreciative of my extensive experience as I strive to make the process as pain-free as possible.There are plenty of loan programs out there, and every program will not work for every client. I pride myself on being able to match programs with client needs and, ultimately, on delivering the program. After identifying the program, I am focused on closing for the customer - quick and clean. My referral business has really blossomed over the past 5 years (that's during significant uncertainty), which I consider to be the strongest testament to my abilities. Many of my customers have become good friends through the years.In addition to being a loan officer and a mortgage banker, I am the Branch Manager. I stay involved in the Real Estate community by maintaining memberships in the Chattanooga Womens Council of Realtors and the Tennessee Association of Mortgage Professionals. image: https://www.churchillmortgage.com/hubfs/images/branches/Branch%20Managers/branch-manager-tina-christein.png --- [![churchill logo in navigation bar](https://www.churchillmortgage.com/hubfs/images/logos/logo.svg) ](https://www.churchillmortgage.com) [888-562-6200 ](tel:888-562-6200) [Get Started!](https://www.churchillmortgage.com/get-started) - [Buy a Home](https://www.churchillmortgage.com/buy-a-home) - [Refinance](https://www.churchillmortgage.com/home-refinance) - [Calculators](https://www.churchillmortgage.com/calculators) [Mortgage Payment Calculator](https://www.churchillmortgage.com/Calculators/Monthly-Payment-Calculator) [How Much Can I Afford?](https://www.churchillmortgage.com/how-much-house-can-i-afford) [Rate Buydown Calculator](https://www.churchillmortgage.com/calculators/buydown-cost-calculator) [Refinance Calculator](https://www.churchillmortgage.com/calculators/refinance-break-even-calculator) - [Loan Programs](https://www.churchillmortgage.com/loan-programs) [Make Your Offer Competitive](https://www.churchillmortgage.com/home-buyer-edge) [Certified Home Buyer](https://www.churchillmortgage.com/certified-homebuyer) [$10K Seller Guarantee](https://www.churchillmortgage.com/seller-guarantee) [Secure Your Interest Rate](https://www.churchillmortgage.com/rate-secured) - [Resources](https://www.churchillmortgage.com/resources) [Frequently Asked Questions](https://www.churchillmortgage.com/faq) [Blog Articles](https://www.churchillmortgage.com/articles) [eBooks & Guides](https://www.churchillmortgage.com/ebooks) [Conventional Loans](https://www.churchillmortgage.com/loan-programs/conventional) [FHA Home Loans](https://www.churchillmortgage.com/loan-programs/government) [VA Home Loans](https://www.churchillmortgage.com/loan-programs/government) [No Score Home Loans](https://www.churchillmortgage.com/loan-programs/no-score) [All Loan Options](https://www.churchillmortgage.com/loan-programs) [Video Library](https://www.churchillmortgage.com/videos) - [Find A Loan Officer](https://www.churchillmortgage.com/loan-officers) - [MyChurchill Login](https://churchill.mychurchill.com/sign-in) - [Loan Servicing](https://www.churchillmortgage.com/loan-servicing-center) - [Join the Churchill Team!](https://www.churchillmortgage.com/careers) [Get Started!](https://www.churchillmortgage.com/get-started) [Call 888-562-6200](tel:888-562-6200) [Find a Loan Officer ](https://www.churchillmortgage.com/loan-officers) [Loan Servicing ](https://www.churchillmortgage.com/loan-servicing-center) [MyChurchill Login ](https://churchill.mychurchill.com/sign-in) # Tina Christein Home Loan Specialist |   [ NMLS: 152960](https://www.churchillmortgage.com/license/tina-christein#license) --- Tina Christein NMLS ID: 152960; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch ID: 366125; AL-57569; GA-28885; under company license GA-23146; TN–104003; 2115 Stein Drive, Ste 217, Chattanooga, TN 37421-7200; Churchill Mortgage Corporation Churchill Mortgage Corporation, NMLS ID# 1591, is an Equal Housing Lender.  1149 Mallory Lane, Suite 100, Brentwood, TN 37027 All Other States: [Licensing](https://www.churchillmortgage.com/licensing) For licensing information go to: [www.nmlsconsumeraccess.org](https://www.nmlsconsumeraccess.org) We are vitally concerned with your privacy on the internet. You have received this email as a Churchill Mortgage customer or subscriber. [Privacy Policy](https://www.churchillmortgage.com/privacy)   For more information, please visit: [www.churchillmortgage.com](https://www.churchillmortgage.com/license/www.churchillmortgage.com) As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process. Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender. Programs are for select loan types only and are not available in all states or locations. © 2020 All Rights Reserved For Licensing Information Go To: [ NMLS Consumer Access](http://www.nmlsconsumeraccess.org/) [Licensing](https://www.churchillmortgage.com/Licensing) [Privacy](https://www.churchillmortgage.com/Privacy) ![](https://arttrk.com/pixel/?ad_log=referer&action=purchase&pixid=17ecd3f1-495d-4132-be10-f862c5d18380)