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 BUYING A HOME IN TODAY'S MARKET? 

Download our go-to resource for a mortgage that won't bust your budget!

As a Dave Ramsey fan, you understand the importance of financial stability and staying out of debt. At Churchill Mortgage, we’re here to help guide you toward the real American Dream, debt-free homeownership, so you can own your home free and clear!

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DOING WHAT'S RIGHT FOR YOU

Welcome Dave Ramsey Listeners!

Your financial goals are personal, so your home loan experience should be too. By building out a smarter mortgage plan that works with your budget and unique goals in mind, you'll be able to focus on what matters most – your family, friends, and living your greatest life.

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Are you buying a home or refinancing.?

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When are you planning to buy a home?

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Enter your phone number and we'll text you a 6-digit security code to verify it's you. Standard texting and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions..

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Finally, how did you hear about us?

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By submitting this form, I/we agree to your Privacy Policy, Email and Mobile Policy, Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive SMS text messages sent by an automatic telephone dialing system. Message and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions. Consent to these terms is not a condition of purchase.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents to you in your preferred language. However, it may let them assist you or direct you to persons who can assist you. Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies. U.S. Department of Housing and Urban Development (HUD) at (800)569-4287 or www.hud.gov/counseling

Es probable que su transacción de préstamo hipotecario suceda en inglés. Por medio de esta pregunta, solicitamos información para determinar si existen comunicaciones disponibles a su servicio, en su idioma preferido. Sírvase tener en cuenta: posiblemente NO hay comunicaciones disponibles en su idioma preferido.

Thank You!

Thank you for choosing Churchill Mortgage to help you with your home loan needs!

Our team is already hard at work connecting you with your Home Loan Specialist. Rest assured that we've received your request and will be in touch with you shortly.

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★ ★ ★ ★ ★

"Churchill's team made my house buying process easy and painless. They kept me informed and walked me through all my questions. Would highly recommend and I will be working with them again!"

Johnathan S.
Sacramento, CA
★ ★ ★ ★ ★

"We originally heard about Churchill Mortgage through Dave Ramsey's Financial Peace University and started the pre-approval process with Amy Phillips. Amy was very knowledgeable and interactive throughout the whole process. My wife and I found a house we loved, and put an offer on it. Amy went the extra mile by confirming all of the paperwork that was needed and checking the interest rate for us every day for almost a month. She was kind and professional. The details of the loan application through to closing were all taken care of by a capable team with an easy-to-use portal. Thanks a lot!"

James C.
Georgia
★ ★ ★ ★ ★

"We first heard about Churchill from The Ramsey Show and they truly delivered. From start to finish, the team was there for us every step of the way. We had their support any time needed, and they were there to answer any questions, even late evenings. We couldn't have asked for a better first-time home buying experience. Thank you."

Mariana T.
Casa Grande, AZ
 

A Lower Interest Rate Could Save You Thousands!!

Because the interest rate on your home loan is directly tied to how much you pay on your overall mortgage, lower rates usually mean lower monthly payments.

Check out this example of monthly payments (principal and interest) on a 15-year fixed-rate loan of $250,000 at 5.5% and 4.0%.

Total Interest at 5.5% = $117,687
Total Interest at 4% = $82,860

With a 1.5% difference in interest rate, there is a $34,827 difference in interest paid! Imagine what you could do with that in your pocket!

* The scenarios listed above have an APR of 5.5% and 4% respectivly. Additional fees are not included in the examples above.

With so much of your hard-earned money on the line, it’s best to seek advice from a trusted home loan expert and have the confidence that you are in qualified hands.

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Discuss Your Options

Explore interest rates, learn how much you can save, and find out the true cost of your home loan.

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Start Your Approval

Get the competitive edge over other home buyers with one of Churchill’s pre-approval options.

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Home Loan Education

Still doing research? Access free guides, articles, and tools to help build your smarter mortgage plan.

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What Dave Recommends!

3-6 Months

Emergency Fund

Debt-Free

Consumer Debt

Monthly Payment

25%

Take-Home Pay

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15-Year

Fixed-Rate Mortgage

At Least

10%

Down Payment