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Rate Relief

Loan Program


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By submitting this form, I/we agree to your Privacy Policy Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.


Stop worrying about rising rates and start building equity!

With Rate Relief by Churchill Mortgage, you’ll get 24 months of reduced mortgage payments at no cost to you.


Here's how it works:

  • Secure today’s interest rate.
  • Receive a discounted monthly payment for the first two years.
  • Manage your housing expenses slowly and ramp up over time, so you are set up for long-term success.
  • The rate buydown can be paid by the seller or builder.
Buydown Calculator
$1,234.00 Buydown Cost

$X,000 paid by third-party, $X00 remaining cost balance.

* This calculator is being provided for educational purposes only. The provided values for interest rates are examples only and do not reflect Churchill Mortgage Product terms & offers. The results are estimates and are based on the information you provided and may not reflect Churchill Mortgage Product terms. The information cannot be used by Churchill Mortgage to determine a customer's eligibility for a specific product or service. Churchill Mortgage is not responsible for the content, results, or accuracy of information.
These calculations are hypothetical examples designed for illustration purposes only. Rates and payments are for example purposes only and do not reflect currently available rates. Not an offer to lend. Principal and interest only. Taxes, insurance, and HOA are only estimates based on the information you have provided.  Consult a Home Loan Specialist for more specific information regarding payments, terms, etc.

Like the idea of easing into your monthly mortgage payments?

Reach out to find out how to get a rate buydown with lower interest rates today!
The Rate Relief program is only available on conventional conforming fixed-rate home loans. Not available in all states or Churchill branches. The borrower must qualify for the loan program at the locked interest rate.

As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws ensuring all potential borrowers have access to the same information, services, and opportunities throughout the home loan process.