Our Leadership Team’s Philosophy

As the trusted source for financial services, Churchill embraces our responsibility to serve our customers, employees and communities.

In everything we do, we seek to build long-lasting relationships, based on honesty, integrity and trust.

Founded in 1992, Churchill Mortgage is a privately owned company by its more than 380 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 36 states and the District of Columbia. We're also the only mortgage company that financial author and talk show host, Dave Ramsey, discusses on his show. Dave's willingness to feature Churchill on his show is based on his personal knowledge of Churchill's owner and executive staff, as well as his confidence in Churchill's service commitment to each and every customer. We have earned a reputation as a mortgage company who can get loans done that other companies have not been able to. And the fact that we receive most of our business by referrals sets us even further apart. You will not find another business that is honored with as many personal referrals as Churchill Mortgage.

Mike Hardwick Founder & CEO

Lawson H. (Mike) Hardwick, III founded Churchill Mortgage Corporation in 1992 in Brentwood, TN. With Mike’s wealth of experience in the banking, financing, and real estate industries, going into business for himself was an obvious progression.

Mike is the son of L.H. Hardwick Jr., formerly senior pastor of Christ Church, which he founded over 50 years ago. Mike has lived in Nashville all his life and is married to the beautiful Stephanie D. Hardwick, as well as being the proud father of two lovely daughters, Shayna Gunn (married to Derek Gunn) and Megan Hardwick (graduate of Boston University), and two sons, Lawson H. Hardwick, IV, and Michael Carson Hardwick.

The first half of Mike’s career was spent in commercial and investment banking with two nationally known firms. In the early 80’s, Mike founded a condo conversion company, which grew to be the largest in the nation.

Shortly after the peak of that business, Mike became one of the principal founders of Franklin National Bank in Franklin, TN. Mike served as an Executive Vice President until 1992, and then founded Churchill Mortgage. He continued serving on the Board of Directors for Franklin National Bank for several years thereafter until it was acquired by Fifth Third Bank.

Someone once said Mike is the best known non-politician in Nashville. For that reason and due to his desire to serve his clients, in a matter of months, Churchill grew to 8 employees, and today has almost 400.

Matt Clarke COO & CFO

With over 20 years of experience, Matt is a seasoned veteran of the financial industry with expertise in financial management, business development, operational management, strategic planning, banking, process development, mergers/acquisitions and risk management. In his role, Matt has helped migrate the corporation from a mortgage broker to a mortgage banker, implemented new origination and servicing systems, recruited and developed a retail branch network, and had a hand in many other processes responsible for the overall improvement of the lender.

Prior to joining Churchill Mortgage in 2003, Matt worked for several companies in the housing and finance industries, including Tenn.-based CNA Insurance Companies and Nashville, Tenn.-based Massachusetts Mutual.

Matt graduated from Stonehill College in North Easton, Mass. with a bachelor’s degree in Business Administration Finance. He has served on many industry and community boards; including, Mortgage Partners of America, Real Estate Services of America, The Shalom Foundation Community Development and Lighthouse Christian School Capital Campaign. He is president of The Churchill Agency and ICAN Foundation, and is part of the advisory boards for Lenders One Mortgage Cooperative and Ellie Mae. Matt is also former president and board member of the East Williamson Athletic Association.

In 2015, Matt was as the winner of the Nashville Business Journal’s CFO Awards, which honors Middle Tennessee's top financial professionals for outstanding performance in their roles as corporate financial stewards. He was also recognized as a finalist for the award in 2013.