<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1955936548054264&amp;ev=PageView&amp;noscript=1">

Taking Control During Uncertain Times

< Back to Articles | Time to Read: 5 minutes

It’s hard to do anything lately without hearing about the coronavirus (COVID-19) pandemic which has created mass panic throughout the world. Toilet paper is gone, people are hoarding mass amounts of food, while others go to the store to find nothing. There’s disruption in income sources and there’s no way to know how long all of this will last. Emotions are running high.

Don’t let your emotions take control of your finances and certainly don’t let fear rule the unknown right now. This too shall pass. But how do you remain calm when you see the stock market fluctuating all over the place, volatile interest rates, and so much uncertainty in every aspect of life? Keep this list handy to remind yourself to focus your efforts on controlling the “controllables.”

7 things you can control in your life right now:

  1. Get your own personal finances in order. If you’ve lost your job due to COVID-19, remember this is only temporary. Reduce your spending and think about the decisions you are making every day that impact your monthly budget. For example, if you’re paying for cable now might be a good time to investigate cheaper streaming options like Sling, Hulu, or YouTube.
  2. Stay true to yourself. If you find comfort in daily devotionals, then don’t lose your way during this time of uncertainty. A lot of churches have moved to online services during this time period as well.
  3. Have some fun. It’s important to have time to unwind. Now is a great time to start that book you’ve been wanting to read, play board games with family members, have a virtual coffee date or book club with friends, and reconnect with people online who you may have lost touch with over the years.
  4. Work on your health. Go on a walk (just make sure if you see your neighbors you stay at least 6 feet apart). Walking is great for both your physical and mental well-being. A little fresh air can go a long way. It also helps with your immunity to fight this nasty virus. Try to eat well-balanced meals and get plenty of sleep.
  5. Try to have a positive attitude. Speaking of health… we know this can be a hard one right now but it’s important to not give up hope. Try to not get sucked into the vicious cycle of worries, fears, and self-pity. Often when you see and expect negativity, you get stuck dwelling on problems. Positive thinking increases mental productivity and reduces the effects of stress. Don’t lose sight of the importance of your critical thinking skills in the midst of fear.
  6. Take a break. Put a pause on watching the news (or even looking at social media). Hearing about the pandemic repeatedly can be stressful and upsetting—get the facts but take it in small doses.
  7. Helping others. Now is a great time to help other people in need. Whether it’s getting groceries for someone in the high-risk category for COVID-19, sending a card to your local hospital to support healthcare workers who are on the front lines, or tipping a delivery person more than usual. The list goes on and on. Take some time over the next few days and weeks to think about how you can show your appreciation to even just one person who has made a difference in your life during this pandemic.

Everyone reacts differently to stressful situations. The concerns about the coronavirus pandemic are very real and it’s easy to fixate on the things you can’t control. We aren’t as powerless as COVID-19 is making us feel right now. Stay calm, focus on the good in the world, and how you can take control of your own actions and life during this time of uncertainty.

Remember,  America was built upon ingenuity and the economy will rebound. We will get through this and invent new ways to succeed that will ultimately make us all stronger.  Stay healthy and stay strong! We’ve got this, friends! 👊

Click here for a message of hope and watch Dave Ramsey and his team talk about practical advice, and what you need to do with your money and career right now.

Are you buying a home or refinancing?

Where are you planning to buy a home?

Please Select a State

What is your full name?

Please Enter a Name
Please Enter a Last Name

What is your email address?

Please Enter a Valid Email Address
  We won't share your information.

Next, we need to verify a phone number.

Enter a Valid Phone Number
Please Select a Message Type

Enter your phone number and we'll text you a 6-digit security code to verify it's you. Standard texting and data rates may apply. For more information, read our Privacy Policy.

Enter the 6-digit code sent to your device.

 Code sent to +1234567890

Finally, how did you hear about us?

Please Select an Option

By submitting this form, I/we agree to your Privacy Policy Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents to you in your preferred language. However, it may let them assist you or direct you to persons who can assist you. Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies. U.S. Department of Housing and Urban Development (HUD) at (800)569-4287 or www.hud.gov/counseling

Es probable que su transacción de préstamo hipotecario suceda en inglés. Por medio de esta pregunta, solicitamos información para determinar si existen comunicaciones disponibles a su servicio, en su idioma preferido. Sírvase tener en cuenta: posiblemente NO hay comunicaciones disponibles en su idioma preferido.

Thank You!

Thank you for choosing Churchill Mortgage to help you with your home loan needs!

Our team is already hard at work connecting you with your Home Loan Specialist. Rest assured that we've received your request and will be in touch with you shortly.

social proof logos

Already working with someone at Churchill?

Find Your Home Loan Specialist

Please Select a Loan Officer